Priyanshu Kumar

Dedicated and result-oriented professional with experience in credit analysis and loan collections. Seeking to build a long-term career in the banking and financial sector, where I can contribute to customer relationship management, loan recovery, and credit operations while ensuring business growth and compliance.

Credit officer (CO) at Utkarsh Small Finance Bank (2024-12 – 2025-05)

• Conducted customer verification, credit appraisal, and loan file processing for microfinance clients.
• Assisted in loan disbursement, collections, and ensured compliance with bank policies.
• Maintained strong customer relations while monitoring repayment and reducing delinquency.

Senior collection officer at Fusion Finance (2025-06 – Present)

• Handled overdue loan recovery and ensured timely EMI collections from microfinance clients.
• Conducted field visits, resolved customer repayment issues, and negotiated settlements.
• Supported branch team in reducing delinquency and achieving collection targets

Matriculation – +2 High school Barkagaon (2018-04 – 2019-03)

Intermediate – +2 High school Barkagaon (2019-05 – 2021-03)

Bachelor Of Computer Application in BCA – Cimage Professional College, Patna (2021-10 – 2024-07)