Manager (Debt Execution) at Resurgent India Limited (2024-06 – Present)
- Raising of debt fund for both greenfield and brownfield projects.
- Syndication of long- term and short-term debt for corporate customers, and designing, financing and implementing structured products.
- Meeting with top management of Mid/Large corporates to explore optimal structure of raising funds via debt.
- Preparing teasers, financial models, CMA and other notes as per the requirement of the lenders.
- Meeting and liasioning with bankers to ensure processing of proposals.
- Negotiating terms and condition for the facility to be availed with the lenders.
- Reviewing deal documentation and other reports including feasibility, valuation, title and other technical reports.
- Maintaining and enhancing business quality and relationship with corporate, banks and financial institutions.
Sr. Financial Data Analyst (C.F.G) at Moody's Ratings (2023-08 – 2024-06)
- Conduct financial statement analysis for corporate debt issuers.
- Developed corporate credit scorecard using Moody's rating methodology.
- Prepared focused peer comparison for issuers.
- Performed fundamental corporate credit analysis.
- Calculated key indicator ratios to ensure the credit quality of the corporation.
- Managed and analysed large datasets to develop financial models and perform risk assessments.
- Prepared more than 100 credit review notes and presentation reports.
- Successfully conducted more than 50 data-gathering activities to analyse the industry trend.
- Provided the credit considerations and trends in ratios to the rating committee.
Portfolio Head North Maharashtra at HDFC Ltd. (2022-01 – 2023-08)
- Credit Appraisal for Home Loans, NRP, LAP, and Refinance loans.
- Analysing Financial Statements of Self-Employed Clients.
- Creating credit scoring models using customer data.
- Evaluate the creditworthiness of potential customers.
- Approving or rejecting loans based on given customer data.
- Negotiating ROI and covenants of the loan.
- MIS preparation, variance Analysis, SUD monitoring, updating policy.
- Rating projects on Technical, Legal and Business parameters backed by the data and primary research.
- Agri-visit for more than agriculture income cases.
- Conflict resolution between stakeholders.
- Providing solutions and setting up processes to fund new geographical locations.
- Negotiating the commission for the TPDSA channel to generate the business.
- Leading the DIGI and CCST portfolio and ensuring steady growth.
Equity Research Intern at Growth Arrow Ltd. (2021-06 – 2021-07)
- Analyse the Financial Performance of Britannia Industries Ltd. for the past three years.
- Evaluate the benefits of GOI Schemes and major ongoing projects to promote Food Processing Sector.
- Derived ratios from Britannia Industries Ltd. and compared them with standard industry ratios.
- Valuate Britannia Industries Ltd. share price using Comparable company analysis.
- Performed S.W.O.T analysis, Porter's Five Forces, and PESTLE analysis.
- Impact of Covid-19 on the food processing sector and Britannia Industries Ltd.
