Raj Sinha

• Manager in Merchant Acquiring and Certified scrum Master bringing 12 years of experience in Banking operation Management, Merchant Acquiring and US retirals.
• Achieve Business Volumes in POS/EDC Business and responsible to manage existing portfolio of Merchant accounts of POS/EDC business. (POS, Soundbox, Vyapar, Payzapp, Aeps, QR Code) 
• Manage portfolio volume aiming to grow the same by new acquisitions as well portfolio deepening within assigned locations.

Total 12 Years of Experience

• Acquisition of new POS business customers and managing the existing portfolio of Key/Retail Merchants. 
• Ensure activation / retention of merchants, Grow market share and wallet share.
• Cross sell various banking products like Savings Account / Credit Cards / Asset products/Current Account etc. to the Merchants in the portfolio.
• Business development with Retails Branch & other internal channels. to ensure portfolio penetration of POS/EDC business.
• Ensure the team members are in market where enrollments & usage are done regularly.
• Understanding of KYC, costing, pricing and subvention.