Rajat Agrawal

Finance professional with 3+ years of experience in corporate banking, financial strategy, credit risk management, and product implementation. Proven track record of leading cross-functional initiatives,

preparing high-quality financial analyses, and delivering strategic recommendations to senior leadership. Skilled in product roadmaps, and cross-functional collaboration to deliver business growth,

client success, and operational excellence.

Relationship Manager – Corporate Banking | Multinational Corporate Group

ICICI Bank, Mumbai | Aug 2024 – Present

 Led financial analysis for multinational corporate clients, preparing Credit Monitoring

Assessments (CMA) and recommending fund & non-fund-based credit facilities (CC, OD, LC,

BG) worth ₹30 Cr plus.

 Conducted in-depth financial due diligence (P&L, Balance Sheet, Cash Flows, Ratios),

mitigating 100% of Early Warning Signals (EWS)

 Partnered with Risk, Treasury, and Compliance teams to strengthen credit frameworks, ensuring

100% adherence to RBI & internal policies of the Bank.

 Designed tailored supply chain finance solutions (factoring, payable/dealer financing), and

Treasury Solutions increasing client wallet share by 15%.

 Presented detailed credit appraisal notes and financial risk assessments to senior credit committees, securing approvals for high-value working capital facilities.

Consultant (Business Analyst)

Oracle Financial Services Software, Bengaluru | Jul 2022 – Aug 2024

 Implemented Oracle Flexcube modules for African banking clients across lending, trade finance, and payments, enhancing credit monitoring & business efficiency by 20%.

 Directed requirement gathering, BRDs, and FSDs (30+ documents), streamlining client system

 Designed & deployed EWS automation, reducing manual oversight by 30% and improving proactive risk detection.

 Trained 400+ business users and led UAT cycles, ensuring seamless adoption of new features.

 PGDM (Finance), Welingkar Institute of Management, Mumbai – 79.1%, 2022

 B.Com (Hons.), Indraprastha University, Delhi– 90.4%, 2019