Senior Manager – Treasury Operations - L&T Finance Limited - Mumbai
(2024-05)
- Commercial Paper: Managed the end-to-end process of CP issuances.
- Preparation of a set of offer documents for the Issuing and Paying Agent (IPA Set), NSDL and CDSL.
- Coordinate with NSDL and RTA for ISIN creation and corporate action.
- Ensure that all the documents are error-free and in line with the FIMMDA, RBI, and SEBI guidelines.
- Coordinating with various entities, such as NSE, Arrangers, Investors, NSDL, CDSL, RTA, and IPA, to raise the funds smoothly.
- Non-Convertible Debentures: Managed the end-to-end process of NCD issuances.
- Oversaw the revised SEBI guidelines for filing the General Information Document related to NCD issuances.
- Authenticating the term sheet prepared by the dealer and liaising with the secretarial team for the offer document, and Annexure A for the NCD issuance.
- Sharing the offer documents, application form, or invitation letter with the investors, dealer, or arranger, and coordinating with the dealer/arranger for the procurement of filled application.
- Handling NSE-EBP for Notification, Announcement, Bidding and Allotment of NCD issuance.
- Stock Statement Hypothecation: Ensure monthly reporting of stock statements over 1,00,000 crores in secured borrowing, which includes Bank Loans, NCDs, and ECB Loans.
- Ensure the stock statements fulfill the On-Lending criteria for Priority Sector Lending (PSL), as per the Sanctions Term, as well as the RBI Master Direction.
- Ensure the Co-Terminus clause as per the RBI Master Direction in PSL Stock Statements.
- Providing data to auditors as per internal/ external auditor's requirement for quarterly audit and ensure closure of all the audit points.
- Prepare the Quarterly Asset Cover Certificate, End Use Certificate, Portfolio Certificate, and CA Certificates, and share them with the Security Trustee.
- Securitization: Handling deal execution process for Pass through Certificates.
- Handling the payout process Servicer Report, Repayment schedule, RBI Annexure.
- Interacting with all internal and external stakeholders for product related information/queries.
- Other Activities: Checking daily MTM call for collateral margin exposures.
- Pradhan Mantri Mudra Yojana (PMMY) data upload on the portal.
Operations – Senior Manager (Securitization) - CSB BANK - Mumbai
(2022-09 - 2024-05)
- Onboarding for new clients and tranches liaising with Originators, Arrangers and Trustees among others for documentation. Ensuring that the transaction is in accordance with the RBI guidelines.
- Handling payout towards DA&PTC.
- Responding to any queries/clarifications sought by the Compliance/Risk/Audit teams in connection with DA & PTC product.
- Fresh Disbursement system update, NPA data provided to credit team and month end activity
- Interacting with all internal and external stakeholders for product related information/ queries.
- Monitoring of the securitized portfolio.
Operations – Deputy Manager (Securitization) - Axis Bank - Mumbai
(2021-09 - 2022-09)
- Handling securitization buyout process (Credit parameters) for meeting the Priority Sector Lending (PSL) & Non-Priority Sector (NSPL) lending requirements.
- To interact with business team & originating finance company for buyout data to be audited and.
- Review & finalize the internal credit filters to be applied such as LTV, CIBIL, internal de-dupe for the portfolio buyout as per banks policy.
- Identifying exceptions for taking risk-based approvals and obtaining approvals from deal approvers for further disbursements of these loans.
- Maintaining portfolio quality & accuracy of underwriting.
- Due diligence checks of KYC.
- Handling audit queries raised by the internal auditor
Executive – AIGC Commercial Package Policy - TATA AIG General Insurance - Mumbai
(2018-03 - 2021-09)
- Handling the production of policy issuance by coordinating with the internal team and Branches (PAN INDIA) and maintaining records of the policies issued.
- Resolving queries received from Branches and making sure that the policies are issued within the TAT.
- Preparing daily reports and allocating work to the individuals.
- Servicing Commercial products such as Fire, Burglary, Money, Personal Accident, Plate Glass, Neon Sign, Workmen Compensation, Commercial General Liabilities and different other products for Corporate Clients.
- Resolving channel partners and branches queries through mail
- UAT for any changes in current process and any system enhancement.
Assistant Manager – Branch Operation - Kotak Mahindra Life Insurance Ltd - Mumbai
(2015-04 - 2018-03)
- Scrutinizing the proposal forms and updating Sales Team for requirement
- Co-ordination with Underwriting and New Business Department for Issuance of the policy
- Financial & non-financial requirement as per customer request in Proposal level & Issued cases respectively within TAT
- Handling the walk-in customer at the branch regarding their queries
- Preparing Various Monthly MIS reports like Persistency Data and Productivity Reports.
Office Executive – Trade & Finance (Import Department) - Kotak Mahindra Bank Ltd (On payroll of T&M ltd) - Mumbai
(2014-06 - 2015-03)
- Processing of Direct, Advance and Miscellaneous remittances.
- Processing of Liberalized Remittance Scheme (LRS).
- Processing of Swift Messages such as MT103, MT202 through Finacle.
- Processing imports bills i.e. Letter of Credit and Collection Lodgment payment.
- Handling of swift queries pertaining to payment.
- Taking Care of Bank Charges.
