Rakesh Kumar

Transaction Monitoring Analyst with 3+ years of expertise in investigating alerts, analyzing suspicious activity, and preparing SAR/STR reports in compliance with BSA, FATF, and OFAC guidelines. Experienced in monitoring high-risk transactions, identifying typologies like structuring, layering, and use of high-risk exchanges, and documenting clear investigation narratives. Skilled in reviewing ID, address, and business documents, conducting PEP and sanctions screening, and ensuring compliance with global AML regulations (FATF, BSA, USA PATRIOT Act, OFAC, EU directives).

"I am a compliance and operations professional with over 3 years of expertise in Transaction Monitoring, KYC, and AML investigations. My background includes roles at Standard Chartered Bank and Kotak Mahindra Bank, where I specialized in Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and high-risk transaction analysis. I am proficient in using compliance tools like Actimize and Mantas to identify suspicious activity and ensure strict regulatory adherence."

I hold a Bachelor of Technology (B. Tech) degree, completed in 2019 from Abhinav Hi-Tech College of Engineering and Technology.