Acquisition Manager – Business Banking Group – Working Capital Loan and SCF at AU Small Finance Bank Ltd (2025-10 – Present)
Currently working as an Acquisition Manager – Working Capital Loan and SCF in AU Small Finance Bank Ltd for Nagpur location handling various funding requirements for organizations with ticket size ranging from Rs.10.00 lakh to 75.00 Crores.
- Handling Nagpur location for working capital and bill discounting loan.
- Business sourcing from entire vidarbha by Self Sourcing, reference by existing client, CA, DSA, Connector.
- Managing portfolio existing and newly added NTB business.
- Responsible for various funding (Fund Base, Non Fund Base) requirements of organizations whose Ticket Size ranges from Rs.10.00 lakh to 75.00 Crores.
- Coordinate with credit for case login to sanction process.
- Complete Legal, Technical, Disbursement, Mortgage, NOI, Limit Setting, Invoice Discounting regularly.
- Controlled PDD, Deferrals, Overdue. Delinquency, Compliance, etc.
Relationship Manager – Business Banking Group - Supply Chain Finance at Unity Small Finance Bank Ltd (2024-07 – 2025-10)
Worked as a Relationship Manager – SCF in Unity Small Finance Bank Ltd handling Channel Finance, Vendor Finance, and Invoice Bill Discounting for Vidarbha location with ticket size ranging from Rs.30.00 lakh to 10.00 Crores.
- Developed Business by old customer relations and market wholesalers, manufacturer.
- Direct meeting to dealers, distributors, wholesalers, Manufacturer and service provider for new dealer onboard business.
- Managing existing portfolio and newly added NTB business.
- Responsible for various funding requirements of organizations whose Ticket Size ranges from Rs.30.00 lakh to 10.00 Crores.
- Coordinate with credit for case login to sanction process.
- Complete Disbursement, Limit Setting, Invoice Discounting regularly.
- Controlled PDD, Deferrals, Overdue.
Business Development Manager - Supply Chain Finance at Hero FinCorp Ltd (2022-07 – 2024-07)
Worked as a Business Development Manager – SCF in Hero FinCorp Ltd handling Channel Finance, Vendor Finance – Bill Discounting for Vidarbha location with ticket size ranging from Rs.3.00 lakh to 10.00 Crores.
- Acquiring new relationship by regular follow-up/meetings with target clients and offering them value-added services to induce conversions.
- Engage with clients to assess the product need and prepare first level credit assessments for consumption of senior management.
- Coordinate with credit managers and support resources (Legal/Technical/Ops/Trade) to ensure a smooth on-boarding of the client and timely credit process for execution of deal within stipulated TAT.
- Managing portfolio effectively through continuous monitoring of accounts and renewals enhancement, retention and ensure portfolio hygiene with minimal open deferrals.
- Responsible for revenue generation by establishing and developing profitable client relationships in order to solicit new business opportunities.
- Credit Monitoring by way of ensuring compliance of post disbursement conditions, Stock/debtors monitoring, site inspection etc.
- Handled entire Vidarbha locations of SCF cases.
- Fulfilling various funding requirements of organizations whose Ticket Size ranges from Rs.3.00 lakh to 10.00 Crores. Specialized in Structured deals based on their requirement as per the needs. Channel Finance, Bill/Invoice Discounting.
- Analysis of credit proposal with respect to Economic conditions, Industry and Competition to determine viability of proposal and presenting the same before approving authority.
Officer – Supply Chain and Trade Finance at Tata Capital Financial Services Limited (2019-01 – 2022-06)
Worked as an Officer - Supply Chain and Trade Finance in TCFSL handling Channel Finance, Inventory Finance, Term Loan, and WCDL.
- Provided excellent customer service at all times.
- Developed and implemented sales plans to expand customer base and increase customer retention.
- Established sales goals by forecasting projecting expected sales volume for existing and new proposals.
- Regularly communicate with customer for lead conversion.
- To complete CAM prepare for proposals.
- To support the credit for appraisal.
- Assist collection interest, control to reduce overdue, maintain early closure deferrals.
- Controlled compliance as per policy and process.
- Monitoring location metrics like Login, Approval, Disbursal, and Deviation on monthly basis as per prescribed format.
- Complète file disbursement, as per sanction condition arrange all required documents.
- All disbursement documents executed and coordinate with limit setting team.
CPA at Axis Securities Ltd (2016-11 – 2019-01)
Worked as a CPA by Axis Securities in Axis Bank handling Working Capital and Business Loan.
- Key Areas- Checking the working capital loan file, finding the queries and solving it. Properly login the file, Checking cibil score and sending FI regularly. Eligiblity calculation of salaried and self-employed cases. Handling support spoke location working loan file (Kolhapur, Nasik)
- Having expertise in using the loan processing software such as (CLOS, FINNONE)
- Maintaining and updating daily MIS/Tracker and preparing reports. Maintaining accurate record of logged-in files and timely preparation and generation of reports as per requirement of respective vertical.
CPA – Manager at I-Process India Pvt. Ltd (2015-10 – 2016-11)
Worked as a CPA - Manager by I-Process in ICICI Bank handling Home Loan.
- Key Areas- Initial screening of the files for documentation and other requirements as per policy guidelines.
- Preparation of the CAM, Ratio Analysis, Eligibilty calculation of salaried and self-employed cases.
- Processing of sanction files. Taking Sanction letter on daily basis. Dispatching of sanction letter to spoke locations.
- Daily deposit of processing fees cheque of Home loan/LAP cases.
- Checking of Property documents, PDD documents login in CTS. Clearance of OTC documents.
- Prepare and Monitor Login MIS for reporting, OTC/PDD MIS.
Accountant cum In-charge administration at L G Developers & Builders (2013-04 – 2015-08)
Worked as Accountant cum In-charge administration with M/s. L G Developers &Builders.
- Assisting superiors for the meetings and dealing with Contractors, Suppliers, Commission Agents Payments, Staff Salary distribution.
- Discussions and dealing with clients.
- Monitoring day to day accounting transaction, Bank Reconciliation & Party Account Reconciliation.
- Monitoring record keepings(Cash Books, Cheque Book, Balance sheet, Tally records).
- Monitoring TDS transaction.
