Rama Prasad

Accomplished Certified Anti-Money Laundering Specialist (CAMS) with over 8 years of comprehensive expertise spearheading Banking Compliance, AML frameworks, and institutional Risk Management. Demonstrated success in fortifying operational resilience and ensuring absolute adherence to RBI directives and global regulatory standards. Proven track record in orchestrating end-to-end CDD/EDD protocols, advanced transaction monitoring workflows, and proactive financial crime mitigation within tier-1 financial institutions.

Adept at transforming complex regulatory requirements into high-efficiency compliance strategies that safeguard organizational integrity.

Assistant General Manager (Compliance) - KEB Hana Bank - Bengaluru, KA

(2025-09)

• Assisted the Head-Compliance / CCO in fulfilling all corporate regulatory and AML operational guidelines effectively.
• Monitored system compliance across physical and digital transactions adhering directly to internal bank policies and fair practice codes.
• Vetted and quickly disseminated fast-changing regulatory updates/circulars from central banking entities to active business lines.
• Coordinated inter-departmental responses, clarifying direct compliance queries raised by executive teams and field staff.
• Prepared critical regulatory compliance-related reports destined for checking, validation, and signoff by the Head of Compliance.
• Identified operational weak points, structural blind spots, and emerging compliance risks, developing robust mitigation frameworks.
• Enforced rigid anti-money laundering mechanisms, observing banking records closely to instantly flag illegal funding footprints.

Manager (Operations) - Kotak Mahindra Bank Ltd - Bengaluru, KA

(2023-01 - 2025-08)

• Maintained uncompromising alignment with KYC/AML norms, overarching RBI guidelines, internal audit metrics, and asset risks.
• Oversaw complex branch operations, tracking physical cash balances, authorizing high-value transactions, and administering FX desks.
• Executed comprehensive Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) pipelines for high-net-worth individual/corporate accounts.
• Analyzed erratic transaction trends, consumer profile histories, and account anomalies to power proactive fraud prevention frameworks.
• Trained and led a high-performing operations team, cultivating an environment focused on flawless operational hygiene and auditing metrics.

Deputy Manager – II (Deputy Branch Manager) - ICICI Bank Ltd - Kollam, KL

(2020-12 - 2022-11)

• Served as second-in-command, coordinating branch management, operational risk frameworks, retail banking compliance, and growth targets.

Assistant Manager (Retail Sales and Service) - Unimoni - Muscat, Oman

(2019-02 - 2020-02)

• Delivered seamless customer support for foreign remittances and currency exchanges while implementing cross-border compliance screening.

Deputy Manager – I (Customer Service) - ICICI Bank Ltd - Kollam, KL

(2016-10 - 2018-09)

• Optimized operational performance and consumer service cycles while expanding account portfolios via Customer 360-degree insight methodologies.

Post Graduate Diploma in Banking - Banking - Manipal Academy for Banking (2017) Bengaluru, KA

Bachelor of Commerce - Commerce - Amrita Vishwa Vidyapeetham (2014) Kollam, KL