Ramesh Babu

Financial Crime Compliance, Cash Management and Banking Operations professional with 19+ years of experience across AML Transaction Monitoring, Financial Crime Surveillance, and Global Cash Management Operations within international banking environments. Currently serving as Assistant Manager – Financial Crime Surveillance, specializing in AML monitoring, watchlist governance, transaction risk analysis, and regulatory compliance. Experienced in global payments oversight, AML system enhancements, process migrations, and operational risk governance.

Assistant Manager – Financial Crime Surveillance Operations at Standard Chartered GBS (2022-07 – 2026-04)

• Perform AML Transaction Monitoring using platforms including Mantas and CCAML.
• Conduct risk analysis on transactional behavior to identify suspicious activity.
• Manage watchlist screening governance and threshold change requests across global markets.
• Perform Operational Risk Control reviews across governance cycles.
• Coordinate with global stakeholders to implement AML monitoring system enhancements.
• Support User Acceptance Testing (UAT) for financial crime surveillance system upgrades.

Team Leader – Cash Management Operations at Standard Chartered GBS (2012-10 – 2022-06)

Senior Officer – Cash Management Operations at Standard Chartered GBS (2009-04 – 2012-09)

Officer – Cash Management Operations at Standard Chartered GBS (2006-11 – 2009-03)

• Managed Inward Telegraphic Transfer (ITT) processing across Singapore, Vietnam, Hong Kong, DIFC, Mauritius and UAE.
• Authorized cross-border payments ensuring regulatory compliance.
• Processed Straight Through Services (STS) payments for Singapore operations.
• Investigated and resolved payment reconciliation breaks and transaction exceptions.
• Monitored operational KPIs, productivity metrics and service levels.
• Ensured adherence to AML, sanctions screening and compliance frameworks.

Master of Commerce – University of Madras

Bachelor of Commerce – D.G. Vaishnav College