Ramesh Ram

Sincere, diligent & focused, dynamic professional with 8 years of experience in various Financial Companies of Banking and Non-Banking. Within the entire spectrum of Car loans, fostering strong client relationships, revenue generation, improving profitability.

Relationship Officer - SHRIRAM FINANCE LTD - Sathyamangalam, Erode

(2017 - 2020)

Product: Commercial Vehicle Finance. Role: Sales and Collection

Senior Field Officer - EQUITAS SMALL FINANCE BANK - Gobichettipalayam, Erode

(2020 - 2021)

Product: Commercial Vehicle Finance. Role: Sales and collection

Team Leader - CONNEQT BUSINESS SOLUTIONS PVT LTD

(2021 - 2024)

Product: AXIS BANK's Agri. Loans Collections. Role: Team Handling

Assistant Manager - BAJAJ AUTO CREDIT LTD

(2024 - 2026)

Product: 3 Wheeler's Loans Collections. Role: Collection Officer

ACM - IKF FINANCE LTD

(2026)

Product: Commercial Vehicle And MSME Finance. Role: Recovery Manager

• Being a Relationship Officer dedicated customer service to all my managed and mapped customers and business through service.
• Regular Monitoring of the accounts and relationship with Executives to increase the wallet share through cross-selling, Collections in Delinquent accounts and Repossession of default accounts.
• Cross Selling various banking products to the existing and new customers.
• Ensure timely and prominent service delivery.
• Identifying new business Correspondent/Channel Partner and empaneling them with banks for Business Development Purpose.
• Regularly update the MIS to Senior about loan-Login files, repayment detail, delinquency customer repayment Status on daily Basis. Enforced credit policy and assured adherence to accepted standards.
• Regular follow up and Negotiate with Delinquent customer for closure of NPA cases.
• Prompt Response and answer/resolve customer inquiries and complaints.
• Collection officer for 3 Wheeler Auto loan.
• Maintain Agency Staffs and follow up collections.
• Follow up Bucket X, 1, 2 cases to give good resolution, Take Repossession & legal interventions.
• I have good Experience and great portfolio knowledge in Districts of Erode, Salem, Dharmapuri & Krishnagiri.

S.S.L.C - Government Higher Secondary School, Velliyanai, Karur (2010)

H.S.C - Government Higher Secondary School, Kasipalayam, Gobichettipalayam (2012)

B.Sc. - Computer Science - Gobi Arts and Science College, Gobichettipalayam (2015)