Country CDD Risk Manager / Individual Banking & Business Banking Manager - Standard Chartered Bank
(2016-08 - 2026-04)
Results-driven CDD Manager with 9+ years of experience in banking operations, financial crime compliance, and client onboarding across Individual and Business Banking. Proven expertise in KYC, AML, risk assessment, Enhanced Due Diligence (EDD), and regulatory compliance (RBI guidelines). Strong track record of handling high-risk clients (HNW, UHNW, PEP) and ensuring adherence to global compliance standards.
Handled risk management on the basis of systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities.
- Framework Development: Partnering with key stakeholders to create and maintain comprehensive risk management frameworks.
- Risk Mitigation: Identifying the root causes of process or system failures and designing solutions to minimize financial and operational losses.
- Policy Enforcement: Shaping internal policies to maximize profit potential while minimizing exposure to regulatory or legal penalties.
- Stakeholder Liaison: Serving as the central point of communication between the assigned Line of Business and the various Lines of Defense.
- The role oversees a wide variety of risk categories, including: Financial Risks (Credit, market, and liquidity exposures), Operational Risks (Failures from internal processes, systems, or human errors), Strategic & Reputational Risks (Threats to brand image and long-term company objectives), and Compliance Risks (Adherence to local, state, and federal laws)
Accounts&Compliance Executive - Prudential Consultancy And Accounting Service - Dubai
(2014-05 - 2016-05)
- Providing accounting, auditing and HR service for clients.
- Preparation of Trial Balance, Profit and loss and Balance sheet for clients.
- Processing of HR and payroll WPS activities for the client staff members.
- Updating of reports such as sales and purchase report of client on daily basis.
- Maintaining admin and HR record of the employees of clients and to remain them of the visa renewal from time to time
Accounts&Admin Assistant - Orion Commodities FZC - Dubai
(2013-01 - 2014-05)
- Verification of shipment docs such as Bill of Lading, Freight, Marine cargo insurance charges, Chamber of commerce charges, Inspection report charges; planning, allocation and disbursement of related payments
- Preparation of Purchase and Sales Contracts as per each shipment
- Calculation of Receivables and Payables and reconciliation of entries in Peachtree
- Reconciliation of Bank Statements
Accounts&Admin Assistant - GulfTeam Electromechanic - Dubai
(2012-01 - 2012-09)
- Preparation of quotations for MEP works for Villas
- Submission of electrical and details to DEWA for approval
- Verification of BOQ with Villa drawings
- Calculation and disbursal of Salary and allowances for employees
- Preparation of Invoices for Receivables and payables
Purchase &Accounts Assistant - Pressform Industries
(2008-01 - 2009-02)
- Purchase of raw materials for production
- Planning of delivery schedules, Forwarding of the bills to accounts Department after necessary processing of Raw materials, coordination across departments for defective material reconciliation and timely replacements
- Preparation of Invoices, prompt follow-up of payments, co-ordination with factory & Vendors
