Rashmi Budni

Backend-focused Software Engineer with around 7 years 9 months of experience building web and enterprise applications using Java, Spring Boot, and PHP/Laravel. Proven experience developing secure banking and payments platforms (RTP - Request to Pay) as well as management systems for the agriculture and poultry domain. Strong in designing REST APIs, database-driven applications, and delivering reliable production-grade solutions.

Software Engineer at Terrapay Solutions Pvt Ltd (Payroll: Ikrux Solutions) (2023-01 – 2026-07)

Project 1: RTP (Request to Pay) - Banking domain. RTP is a gateway application enabling cross-border money transactions between sender and receiver partners, allowing roaming wallet holders to make payments through USSD, UPI, and QR code. The platform processes transactions on bank holidays, weekends, and after business hours, supporting payments of any size and frequency without additional processing fees.

• Managed core coding responsibilities required for the project.
• Implemented Token API, Validation API, Debit, Credit, Refund, and Status API.
• Implemented exception handling for failure cases and worked on overall project development.
• Prepared technical design documents based on functional requirements.
• Analyzed functional and technical issues, and performed debugging of code.
• Updated incidents in Remedy with functional analysis understandable to business teams.
• Created procedures for enhancements and fixing existing bugs in the code.
• Prepared unit test cases and participated in unit and regression testing.
• Created documentation, database tables, and indexes.
• Worked with Microservices architecture and Apache Kafka for asynchronous messaging and event-driven communication between transaction processing services.
• Applied core Data Structures & Algorithms concepts to optimize transaction processing logic, reduce redundant computations, and improve API response times.

Software Developer at Tulasi Technologies Pvt Ltd (2018-09 – 2023-01)

Project 2: Broiler, Stock, HR, Breeder & Layer Management. Developed and maintained modules for broiler management, stock management, HR management, breeder management, and layer management as part of an integrated poultry business management system. Project 3: Poultry Management for Kerala Chicken. Built a poultry management application covering core business workflows, using Java, JDBC, and Servlets for backend logic with MySQL as the database.

• Contributed to web application development and database design for project requirements.
• Managed MySQL queries, joins, inner queries, and correlated queries to meet business requirements.
• Performed code troubleshooting and code impact analysis.

BE in Computer Science and Engineering – BVBCET, Hubballi (VTU, Belgaum) (2018-06)

PUC in Science – Alvas PU College, Moodbidre (Dept. of Pre-University Education, Bangalore) (2014-05)

10th Standard – Kittur Rani Chennamma Residential School for Girls, Kittur (State Board) (2012-05)