Ravi Kiran

My Name is Pyla.Raisaikiran I am a postgraduate I have a total of 4years of experience in sales and credit manager experience

I am a credit sales manager at the LCV segment of Bajaj finance limited

I must prepare loan applications, evaluate clients' financial information and calculate risk ratios.

Check the customer KYC documents and review documentation for new customer accounts, evaluate high-risk accounts, and analyze new customer processes and policies.

• Review new customers' accounts and verify their identities & Asset the risk associated with the customer
• Ensure credit approvals are completed and maintained in compliance with policies
•  Checking the customer's due diligence and monitoring the account to check for any suspicious activity. Evaluate credit risk for existing and potential customers
• To execute special schemes for festivals and conduct loan offers etc.
• To increase insurance penetration on total sales on a quarterly basis.
• We are ensuring that the company policy on recoveries is followed in line with state and federal regulations.
• Negotiating with customers in cases when non-payment occurs.
• I am implementing collection policies and procedures to avoid excessive outstanding credit.

I done my post-graduation on computers science in 2017