Reshma Roy

A boutique CA firm, with 4 partners, offering personalized tax planning and corporate finance services, with a growing clientele of over 120 SMEs and family-owned businesses.

Concurrent Audit (SBI RACC, Gaya Branch) - Anup Shashwat & CO., Gaya - Gaya

(2021-10 - 2024-10)

A boutique CA firm, with 4 partners, offering personalized tax planning and corporate finance services, with a growing clientele of over 120 SMEs and family-owned businesses.

• Conducted verification of loan files, ensuring adherence to sanction terms and RBI/Bank credit policies.
• Examined documentation, security creation, and collateral valuation reports to ensure completeness and legal compliance.
• Reviewed stock statements, book debt reports, and drawing power calculations for accuracy and timely submission.
• Verified interest rate application, drawing power limits, and account classification (SMA/NPA) under RBI IRAC norms.
• Checked end-use of funds, borrower account operations, and compliance with KYC norms.
• Reviewed advances and cash credit limits for renewal purposes.
• Prepared and presented monthly audit reports highlighting operational lapses and suggested corrective actions.
• Coordinated with branch and regional office officials for rectification and follow-up of audit observations.
• Ensured maintenance of risk control measures and internal audit quality standards in reporting.

Direct & Indirect Taxation - Anup Shashwat & CO., Gaya - Gaya

(2021-10 - 2024-10)

• Prepared and filed Income Tax Returns (ITR) for individuals, firms, and small businesses.
• Assisted in tax computation, TDS reconciliation, and verification of 26AS/Form 16.
• Supported preparation of Tax Audit Reports (Form 3CB–3CD) and related annexures.
• Handled PAN registration, DSC registration, and basic client data validation for e-filing.
• Prepared and filed GST Returns (GSTR-1, GSTR-3B, and GSTR-9) for various clients.
• Assisted in GST registration, amendments, and cancellation processes.
• Conducted reconciliation between GSTR-2A/2B and books of accounts.
• Ensured compliance with GST law provisions and timely filing of returns.
• Managed Udyam (MSME) registration and coordinated with clients for necessary documentation.

Other valuable works - Anup Shashwat & CO., Gaya - Gaya

(2021-10 - 2024-10)

• Assisted in ROC Compliances including preparation and filing of statutory forms such as DIR3 KYC, AOC-4, and MGT-7A for companies.
• Supported in client communication, documentation, and compliance tracking through MCA portal.
• Coordinated with senior team members to ensure timely completion of annual filings and certifications.

CA Final - Chartered Accountancy - ICAI (2025-09 - 2025-09)

CA IPCC - Chartered Accountancy - ICAI (2021-07 - 2021-07)

CA Foundation - Chartered Accountancy - ICAI (2016-12 - 2016-12)

B.COM. - Commerce - Magadh University, Gaya College (2016 - 2019)

Class XII (CBSE) - Creane Memorial High School, Gaya (2016-03 - 2016-03)

Class X (CBSE) - Elegant Public School, Gaya (2014-03 - 2014-03)