Shail S

Accomplished Senior Full Stack Engineer & Technical Lead with 12+ years architecting scalable, mission critical financial systems for global banking institutions. Specialist in AI driven credit decisioning engines, fraud detection, and digital wealth services. Proven track record of leading cross functional teams to achieve 25%+ performance gains, 99% test coverage, and significant digital acquisition growth.

Assistant Consultant - Tata Consultancy Services - Jacksonville, USA

(2017-11)

Embedded at CitiBank NA as Lead Engineer — Digital Account Opening & Credit Decisioning

• Built and enhanced AI driven credit decisioning engines using FICO Decision Modeler, integrating ML based predictive models that improved risk accuracy by 15% and reduced application approval cycle time by 30%.
• Led modernization of 5+ legacy monolithic applications into MEAN/Spring Boot microservices, cutting P95 latency by 25% and reducing monthly cloud infrastructure spend by ~$40K.
• Implemented BDD automation framework achieving 99% test coverage, eliminating 80%+ of production defects and saving ~120 QA hours per sprint.
• Collaborated on-site with Saudi Aramco stakeholders to gather requirements and align cross-functional global teams for successful project delivery.

Senior Software Consultant - Fusion Indus Tecsol Pvt. Ltd. - Gurugram, India

(2016-11 - 2017-10)

Onshore-Offshore Transition Lead for NCR Corporation

• Led seamless onshore-to-offshore knowledge transfer for NCR Corporation, maintaining 100% delivery continuity across a team of 12 engineers during a 6 month critical transition.
• Developed responsive Angular web applications that improved customer engagement metrics, directly contributing to a 30% revenue boost for the client within 8 months of launch.
• Collaborated with product owners to design and ship sales enablement tools adopted across 4 regional markets.

Full Stack Developer - Amagesoft Technologies - Chandigarh, India

(2013-02 - 2016-10)

• Engineered 3 client facing web platforms using CodeIgniter and Zend serving 20K+ daily active users, improving workflow automation efficiency by 40%.
• Developed an Ionic-based Android application with real time data sync capabilities.
• Created custom WordPress themes and plugins for 8+ client projects, reducing average page load time by 35% through performance optimization.

Bachelor of Computer Science & Technology - Computer Science & Technology - Himachal Pradesh University (2011-07)