Rijo George K
COLLECTIONS | SALES | BANKING & FINANCE | REGIONAL / AREA MANAGEMENT
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About
MBA-qualified banking, finance, sales and collections professional with 13+ years of experience across collection management, regional collection operations, sales, customer acquisition, loan processing, recovery, portfolio management, team leadership, agency/vendor coordination and customer relationship management. Experienced in secured and unsecured loan collections, hard-bucket collections, NPA reduction, SARFAESI/recovery support, field operations, business development and target management. Seeking opportunities in the Collection Management, Regional/Area Management, Banking, Finance, Sales or Recovery Operations.
Experience
Collection Manager - ESAF Small Finance Bank
- Managed secured and unsecured loan collections.
- Coordinated field teams and collection agencies.
- Handled SARFAESI and recovery activities.
Collection Manager - Axis Bank Ltd
- Managed home-loan and hard-bucket collections.
- Focused on collection target achievement and field execution.
- Coordinated field and agency operations; supported NPA reduction, SARFAESI and recovery.
Regional Collection Manager - Maxvalue Credits and Investments Ltd
- Managed two-wheeler hard-bucket collection operations.
- Developed collection strategy and managed targets.
- Led teams, monitored performance and managed portfolios.
- Handled vendors and collection agencies.
Relationship Manager - ICICI Bank
- Managed customer acquisition and sales activities.
- Handled loan processing and verification.
- Provided collection and recovery support.
- Managed customer service and dealer relationships.
Sales Manager - Cheraman Financial Services Ltd
- Handled medical and equipment loan business.
- Managed customer acquisition, sales, loan processing and verification.
- Supported collection, recovery, customer service and dealer management.
Sales Manager - HDB Financial Services
- Managed customer acquisition and sales.
- Handled loan processing and verification.
- Supported collection, recovery, customer service and dealer management.
Sales Manager - Muthoot Vehicle and Asset finance Ltd
- Managed customer acquisition and sales.
- Handled loan processing and verification.
- Supported collection, recovery, customer service and dealer management.
Business Executive - Mahindra Finance
- Managed customer acquisition and sales.
- Handled loan processing and verification.
- Supported collection, recovery, customer service and dealer management.
Marketing Manager - Kosta Branding ( Interior Solutions )
- Manage lead generation and conversion activities.
- Handled client meetings and coordination.
- Built and maintained customer relationships.
Education
MBA - M G University – Sree Narayana Guru Institute of Science and Technology, N. Paravur (2012)
B.Com - Calicut University – St. Teresa's College, Kottakkal, Mala (2010)
Plus Two - GHS School, Mala (2005)
SSLC - Government High School, Kuzhur (2003)
