Rijo George K

MBA-qualified banking, finance, sales and collections professional with 13+ years of experience across collection management, regional collection operations, sales, customer acquisition, loan processing, recovery, portfolio management, team leadership, agency/vendor coordination and customer relationship management. Experienced in secured and unsecured loan collections, hard-bucket collections, NPA reduction, SARFAESI/recovery support, field operations, business development and target management. Seeking opportunities in the Collection Management, Regional/Area Management, Banking, Finance, Sales or Recovery Operations.

Collection Manager - ESAF Small Finance Bank

• Managed secured and unsecured loan collections.
• Coordinated field teams and collection agencies.
• Handled SARFAESI and recovery activities.

Collection Manager - Axis Bank Ltd

• Managed home-loan and hard-bucket collections.
• Focused on collection target achievement and field execution.
• Coordinated field and agency operations; supported NPA reduction, SARFAESI and recovery.

Regional Collection Manager - Maxvalue Credits and Investments Ltd

• Managed two-wheeler hard-bucket collection operations.
• Developed collection strategy and managed targets.
• Led teams, monitored performance and managed portfolios.
• Handled vendors and collection agencies.

Relationship Manager - ICICI Bank

• Managed customer acquisition and sales activities.
• Handled loan processing and verification.
• Provided collection and recovery support.
• Managed customer service and dealer relationships.

Sales Manager - Cheraman Financial Services Ltd

• Handled medical and equipment loan business.
• Managed customer acquisition, sales, loan processing and verification.
• Supported collection, recovery, customer service and dealer management.

Sales Manager - HDB Financial Services

• Managed customer acquisition and sales.
• Handled loan processing and verification.
• Supported collection, recovery, customer service and dealer management.

Sales Manager - Muthoot Vehicle and Asset finance Ltd

• Managed customer acquisition and sales.
• Handled loan processing and verification.
• Supported collection, recovery, customer service and dealer management.

Business Executive - Mahindra Finance

• Managed customer acquisition and sales.
• Handled loan processing and verification.
• Supported collection, recovery, customer service and dealer management.

Marketing Manager - Kosta Branding ( Interior Solutions )

• Manage lead generation and conversion activities.
• Handled client meetings and coordination.
• Built and maintained customer relationships.

MBA - M G University – Sree Narayana Guru Institute of Science and Technology, N. Paravur (2012)

B.Com - Calicut University – St. Teresa's College, Kottakkal, Mala (2010)

Plus Two - GHS School, Mala (2005)

SSLC - Government High School, Kuzhur (2003)