Rishabh Jain

Business Banking Group at ICICI BANK (2025-12 – Present)

Managed end-to-end credit processing and limits sanctioning for a portfolio comprising NBFCs (Government & Private), Small Finance Banks, Capital Market Brokers, and Insurance Companies.
Prepared comprehensive Credit Appraisal Memos (CAMs) covering financial analysis, industry outlook, risk assessment, regulatory compliance, and exposure structuring.
Conducted detailed credit discussions with clients and internal risk teams, evaluating financial statements, cash flows, asset quality, capital adequacy, and business models.
Facilitated documentation execution in coordination with Legal, Compliance, and Operations teams, ensuring adherence to regulatory and internal credit policies.
Actively participated in client meetings, strengthening relationships and supporting business development initiatives within the FIG portfolio.
Monitored sanctioned limits, covenant compliance, and portfolio performance; managed deferrals and ensured timely followups to mitigate credit risk.
Supported senior relationship managers in portfolio growth, cross-selling opportunities, and maintaining high client engagement standards.

INTERNAL AUDIT MANAGER at KIRTANE & PANDIT CO LLP (2024-06 – 2025-08)

ARTICLESHIP at MRR CO & LLP (2021-04 – 2024-03)

Internal Audit of Manufacturing companies, Service Companies.
Evaluated internal control systems and identified control gaps.
Prepared Various SOP's & Risk Control Matrix for various processes of Manufacturing and Service Companies.
Statutory Audit of Private Companies.
Limited Review of Listed Companies.
Tax Audit of Listed, Unlisted, Sole Proprietor & Partnership Firms.
Inventory Audit of Manufacturing Concerns.
Concurrent Audit of Forex Authorised dealers.
Income Tax Return Filling.
Preparation of Standalone & Consolidated Financial Statements of Companies following IGAAP & IND AS with Turnover Exceeding 1000 Cr.
Assisting Management in MIS Model Drafting.

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