Rohan Malkar
Credit Risk Analyst
Talent
Mumbai, MaharashtraMember since June 10, 2024
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About
- Unsecured lending post-issuance strategy – balancing risk-reward framework for maximizing profitability within accepted risk appetite
- Collaborate with business stakeholders to identify opportunities for leveraging advanced analytics and effectively present solutions and actionable insights in an articulate and timely manner to senior management
- Managing internal and external auditing queries and extending a hand towards policy improvement of unsecured lending basis bad rate analysis, feedback and portfolio analytics
- Monthly loan disbursal and portfolio updates and cross comparison across various unsecured retail lending products
- Delinquency rate analysis across samples to determine high risk segments wrt geography, demographics and credit history
- Credit portfolio diagnosis and creation of various interactive parameters for optimized risk decisioning
Experience
- Unsecured lending post-issuance strategy – balancing risk-reward framework for maximizing profitability within accepted risk appetite
- Collaborate with business stakeholders to identify opportunities for leveraging advanced analytics and effectively present solutions and actionable insights in an articulate and timely manner to senior management
- Managing internal and external auditing queries and extending a hand towards policy improvement of unsecured lending basis bad rate analysis, feedback and portfolio analytics
- Monthly loan disbursal and portfolio updates and cross comparison across various unsecured retail lending products
- Delinquency rate analysis across samples to determine high risk segments wrt geography, demographics and credit history
- Credit portfolio diagnosis and creation of various interactive parameters for optimized risk decisioning
Education
MSc in Statistics from NMIMS University
