Unsecured lending post-issuance strategy – balancing risk-reward framework for maximizing profitability within accepted risk appetite
Collaborate with business stakeholders to identify opportunities for leveraging advanced analytics and effectively present solutions and actionable insights in an articulate and timely manner to senior management
Managing internal and external auditing queries and extending a hand towards policy improvement of unsecured lending basis bad rate analysis, feedback and portfolio analytics
Monthly loan disbursal and portfolio updates and cross comparison across various unsecured retail lending products
Delinquency rate analysis across samples to determine high risk segments wrt geography, demographics and credit history
Credit portfolio diagnosis and creation of various interactive parameters for optimized risk decisioning
Experience
Unsecured lending post-issuance strategy – balancing risk-reward framework for maximizing profitability within accepted risk appetite
Collaborate with business stakeholders to identify opportunities for leveraging advanced analytics and effectively present solutions and actionable insights in an articulate and timely manner to senior management
Managing internal and external auditing queries and extending a hand towards policy improvement of unsecured lending basis bad rate analysis, feedback and portfolio analytics
Monthly loan disbursal and portfolio updates and cross comparison across various unsecured retail lending products
Delinquency rate analysis across samples to determine high risk segments wrt geography, demographics and credit history
Credit portfolio diagnosis and creation of various interactive parameters for optimized risk decisioning
