Assistant Manager (Lead) – Trade Finance Operations - Tata Consultancy Services (Client: Scotiabank) - Powai, Mumbai
(2022-11)
- Lead and manage a high-performing team overseeing day-to-day Trade Finance operations, ensuring strict adherence to client SLAs and risk management guidelines.
- Perform second-level checking and final authorization for complex international Trade Finance transactions, ensuring high accuracy in import/export operations.
- Apply deep working knowledge of ICC rules, specifically URC 522 for documentary collections to mitigate operational and financial risk.
- Expertly process financial messaging, including ISO 20022 migration standards (pacs.008/MT103 and pacs.009/MT202).
- Coordinate with global branches and Relationship Managers (RMs) to resolve complex discrepancies and ensure seamless delivery.
Deputy Manager – CSM (Wholesale Banking) - Axis Bank Limited - Atul, Valsad, Gujarat
(2021-09 - 2022-11)
- Managed overall trade products including Export, Import, LC, BG, and Remittances for major corporate clients
- Reviewed and processed trade documents (Second-level scrutiny) with due diligence and ensured processing within Turnaround Time (TAT).
- Handled Inward/Outward Remittance, Export Bill Lodgement, discounting, and ensured EDPMS/IDPMS closure.
- Generated business leads from existing customers and managed overall trade-related pendencies.
Deputy Manager – CSM (Transaction Banking) - ICICI Bank Limited - Vikhroli, Mumbai
(2015-06 - 2021-09)
- Served key corporate accounts including Godrej Group, Reliance Industries Ltd, and Raymond Limited.
- Managed the team and handled overall trade products (export, import, LC, BG, and remittances).
- Handled day-to-day trade operations, functions, and documentation.
- Reviewed and processed trade documents submitted by clients (first level of scrutiny).
- Managed Lodgement & Payment of documents presented under L/C, and Booking & paying off of Collection documents.
- Ensured Bill presentation under L/C & collections.
- Scrutinized trade documents with due diligence.
- Resolved client queries regarding import payments, Letter of Credit, and collection bills.
- Processed Advance & Direct payments under RBI regulations.
- Issued Delivery Orders for documents under L/C or Collection and ensured transactions were processed within the specified Turnaround Time (TAT).
- Handled Inward & Outward Remittance, Export Bill Lodgement & discounting, and Inland bills lodgement and discounting.
- Managed Bank Guarantees issuance and closure.
- Ensured EDPMS / IDPMS Closure and provided proper resolution for trade products.
- Coordinated with internal and external stakeholders (trade processing unit, product team, RM, compliance unit & clients).
- Educated customers on the required documents for various trade products.
- Prepared MIS (Management Information Systems) and sent reminders/SWIFT messages to clients on outstanding bills.
- Generated leads from existing customers and took references for new business.
- Managed MT Transaction & GR waiver
- Managed overall trade-related pendencies.
