Romit Kabiraj

Conducting comprehensive property title search and legal due diligence for residential, commercial, industrial, agricultural, and leasehold properties.

Associate (Under ARUN KUMAR SINGH-ADVOCATE) at RBS LEGAL ADVOCATES (2025-07 – Present)

Conducting comprehensive property title search and legal due diligence for residential, commercial, industrial, agricultural, and leasehold properties.

• Verification of chain of title, ownership history, mutation records, revenue records, and encumbrances
• Expertise in conducting online property verification through Government portals including: BanglarBhumi (Land Records & RoR), WB Registration Portal (WB Registration & Stamp Revenue Department), e-District West Bengal, eCourts Services, IGR/WB Registration Search
• CERSAI search for mortgage and security interest verification, MCA Portal for company searches and charge verification
• Conducting Encumbrance Certificate (EC) verification, deed search, mutation verification, khatan, plot records, LR/RS record verification, conversion records, and land classification verification
• Preparation of Property Search Reports, Title Investigation Reports, Legal Due Diligence Reports, and Legal Opinions for banks, financial institutions, NBFCs, housing finance companies, and private clients
• Experienced in liaison and coordination with Government Authorities including: District Registrar (DR), Additional District Sub-Registrar (ADSR), District Sub-Registrar (DSR), Kolkata Registration Offices, BL&LRO Offices, Municipal Authorities, Land Revenue Offices, Panchayat and Local Bodies
• Verification of registered deeds including Sale Deed, Gift Deed, Partition Deed, Conveyance Deed, Lease Deed, Mortgage Deed, Development Agreement, Power of Attorney, and Release Deed
• Advising clients on property acquisition, documentation, registration, mutation, compliance, stamp duty, and registration requirements
• Drafting and vetting: Agreement for Sale, Sale Deed, Development Agreement, Joint Development Agreement (JDA), Builder-Buyer Agreement, Lease Deed Mortgage Documentation, Power of Attorney, Indemnity Bonds and Affidavits
• Providing legal support for RERA compliance, property financing, mortgage creation, loan documentation, and title certification
• Coordinating with registration authorities, survey offices, banks, financial institutions, and government departments for seamless property transactions
• Legal Notice Drafting
• Court Case Management
• Police & Regulatory Liaison
• Consumer Dispute Resolution
• Drafted and vetted service agreements, affiliation agreements, MoUs, employment contracts, and academic collaboration agreements
• Advised business teams on legal risks, recovery strategies, documentation deficiencies, and litigation exposure
• Experienced in handling matters under the Negotiable Instruments Act, Arbitration & Conciliation Act, Consumer Protection Act, and other financial recovery law

Manager - L4 grade with Kotak Mahindra Life Insurance at Kotak Mahindra Group. Ltd. (2024-11 – 2025-07)

• Coordinated with advocates, police authorities, court officials, and recovery teams for effective enforcement of judicial orders
• Conducted legal scrutiny and verification of loan documentation, agreements, undertakings, indemnities, and financial instruments
• Assisted in execution proceedings for recovery of compensation, fine amounts, and enforcement of court decrees
• Liaised with Police Stations, Investigating Officers, and Government Authorities in matters involving financial fraud, cheating, criminal breach of trust, and recovery disputes

Associate (Under JAKIR HOSSAIN-ADVOCATE) at HOSSAIN ADVOCATES (2021-11 – 2024-10)

• Section 138 Negotiable Instruments Act, 1881 (Cheque Bounce Cases)
• Execution Proceedings arising out of Conviction and Compensation Orders
• Recovery of Fine and Compensation Amounts
• Criminal Complaints under Bharatiya Nyaya Sanhita (BNS) and allied laws
• Financial Fraud and Commercial Dispute Litigation
• Drafting of Legal Notices, Complaints, Petitions and Affidavits
• Police Station Liaison and Execution of Court Orders
• Warrant Proceedings and Recovery Actions
• Banking and Financial Litigation
• Consumer and Commercial Dispute Resolution
• Drafting builder-buyer agreements
• Ensuring regulatory compliance for developers
• Drafting Civil and Criminal Petitions, Plaint, Written Statements, Objections
• Drafting legal notices and replies
• Arbitration proceedings including invocation under Section 11
• Filing Section 34 petitions under the Arbitration and Conciliation Act, 1996

B.A LL.B. in Law – South Calcutta Law College (2015 – 2020)

Class XII – DAV Public School, pandaveswar- bardhaman (2013)

Class X – Jawahar Navodaya Vidyalaya, Gopalpur- Birbhum (2011)