
Roopa Prabhu
Real Estate Lending | Underwriting & Portfolio Management
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About
Real Estate and Structured Lending professional with 10+ years of experience across real estate services including lease administration, loan underwriting, and portfolio management. Currently supporting global banking clients with multifamily underwriting, portfolio monitoring, covenant compliance, and ESG analysis. Experienced in loan sizing, including DSCR, LTV, NOI and cash flow evaluation, credit risk assessment, and delivering high-quality underwriting aligned with CMBS, Fannie Mae and Freddie Mac guidelines.
Proven ability to manage complex portfolios, improve client delivery metrics, and collaborate with global stakeholders.
Experience
Delivery Lead – Real Estate Lending at Acuity Knowledge Partners (2022-04 – Present)
- Underwriting support for Multifamily properties including Affordable housing transactions supporting international banking clients.
- Perform independent underwriting aligned with Fannie Mae, Freddie Mac and CMBS guidelines including loan sizing and structured credit analysis.
- Evaluate borrower, sponsor, collateral, DSCR, LTV, NOI and cash flow metrics to support credit decisions.
- Review third-party reports including appraisal, engineering, environmental, and zoning reports to identify risks and mitigants.
- Conduct market and submarket analysis using REIS and CoStar to evaluate supply demand, rent growth and vacancy trends.
- Monitor loan covenants, financial triggers, and portfolio performance, proactively flagging credit concerns.
- Support ESG due diligence by tracking EPC ratings, carbon emissions, and sustainability metrics.
Transaction Processing Senior Analyst – Lease Administration at Accenture Services Pvt. Ltd. (2016-05 – 2022-03)
- Managed end-to-end lease abstraction and contract review for large multi-asset real estate portfolios.
- Audited operating expenses including CAM, insurance, real estate taxes, and rent reconciliations in line with lease agreements.
- Tracked CPI-based rent escalations, recurring charges, and key lease dates ensuring billing accuracy.
- Prepared structured lease documentation summaries aligned with client compliance standards.
- Collaborated with cross-functional teams to deliver high-volume transactions within tight timelines.
- Supported pilot projects and helped standardize processes improving delivery efficiency.
- Developed and led on-the-job training and development programs aimed at process improvement and standardization, contributing to ongoing organizational growth and excellence.
Quality Analyst at MaxVal Technologies Pvt. Ltd. (2011-11 – 2016-04)
- Performed quality checks on lease abstracts ensuring accuracy and compliance with client standards.
- Validated landlord invoices and financial charges against lease agreements.
- Reviewed rent rolls and lease data identifying discrepancies and improving data integrity.
- Prepared and validated lease abstracts supporting effective lease management.
- Analyzed operating expenses, real estate taxes, and insurance provisions.
- Managed multiple projects with tight timelines ensuring on-time delivery.
Education
Postgraduate Degree in Management Studies (International Business) – Welingkar Institute of Management
Bachelor's Degree – SIES College of Arts, Science & Commerce, Mumbai University
