Ruban Ruban

Experience Branch Credit Manager with skills in credit Appraisal, risk assessment and loan portfolio management. Seeking to contribute through quality lending decision, compliance and effective credit monitoring. Focused on maintaining asset quality and supporting branch business growth.

Branch Credit Manager - Aaditya Birla Capital Ltd

(2023-03-06 - 2026-09-28)

• Credit Appraisal
• Risk Assessment
• Loan Approval
• Documentation
• Policy Compliance
• Portfolio Management
• Audit and Reporting
• Good Underwriting
• Business growth with Credit Quality

ACSM - ESAF Co-operatives

(2022-08-24 - 2023-02-27)

• Clearing and Payment
• Loan Disbursement

Branch Manager - Madura Microfinance Limited

(2022-02-21 - 2022-06-29)

• Business Development

Customer Relationship Officer - Ujjivan Small Finance Bank

(2019-03-08 - 2022-02-17)

• Business Development

X Std - N.C.Hr.Sec School, Ramanathapuram (2012 - 2012)

XII Std - N.C.Hr.Sec School, Ramanathapuram (2014 - 2014)

B.com (CA) - Commerce with Computer Applications - J.P.College Of Arts and Science, Ayakudi (2018 - 2018)