Rukaiya S

Mid Fincrime Officer - Revolut - Mumbai, India

(2026-02)

Conduct case investigations by analyzing suspicious transactions and activities related to AML (Anti-Money Laundering), CTF (Counter-Terrorist Financing), and fraud.
Performing KYC due diligence screening processes for retail and business accounts, ensuring compliance with global regulations.
Performed customer due diligence SDD, CDD, EDD (SOW/ SOF), document verification, gap analysis, and source of funds & wealth validation for high-risk customers.
Performed sanctions screening, Name screening, PEP (Politically Exposed Persons) Screening, Adverse Media Screening
Utilized Excel pivot tables, spreadsheets, and case management systems for data analysis and reporting and utilising internal & global tools & application.
Maintained a high standard of customer communication while requesting sensitive documentation for compliance reviews.
Familiarity with applications for communication like Slack and others like MacOS, Dante & AI generative applications like Gemini, chatgpt, claude etc
Ensured adherence to international and local financial regulations while supporting internal compliance policies.

Associate - Morgan Stanley - Mumbai, India

(2024-03 - 2025-04)

Review, analyze & summarize the records.
Conducting fact-finding investigations into financial statement fraud, asset misappropriation, bribery and corruption, and regulatory non-compliance bringing investigative rigor and fraud-pattern
Reviewed client records, identified KYC document gaps, and ensured policy compliance.
Working as QA/QC quality checks/ quality assurance & allocating cases to team members & keeping track so it does not breaches SLA with timely submissions.
Executed KYC screening, name screening, enhanced Due Diligence on high-risk client types and third-party pledges (TPPs), Politiavllanalyzing complex client relationships and transactions for any potential risks associated with money laundering or financial terrorism.
Ensure strict adherence to regulatory standards by conducting routine reviews of client records, ensuring compliance with anti-money laundering (AML) protocols and Know Your Customer (KYC) policies.
Prepared and mainted Excel-based reports and PowerPoint presentations summarizing case statuses and key updates for AML and KYC operations, presented to senior management on a weekly and monthly basis to support strategic oversight and compliance reviews.

Analyst - Wipro - Mumbai, India

(2021-07 - 2024-03)

Review, analyze & summarize the records
Performed KYC document review, ownership/name screening, UBO identification and sanction screening, adverse media/ negative news screening.
Acting as SME solving doubts & cross train team members.
To perform research & process further using applications like Citi KYC, E-search, DMC, KWT, KMC, AMC, Fircosoft, Fenergo, Orbis, Lexis Nexis & open sources Update & modify Citi KYC application & KYC Workflow Tool (KWT) after documentation & performing detailed research.
Analysed and maintained Power BI dashboards to track AML (Anti-Money Laundering) case progress, KYC (Know Your Customer) review statuses, and key regulatory compliance metrics, enabling data-driven decision-making and improved case resolution efficiency

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