Rutanshi Rana

AML & Financial Crime Analyst with experience in KYC, KYB, CDD, EDD, Transaction Monitoring, Sanctions Screening, PEP Screening, Adverse Media Screening, and Financial Crime Investigations. Skilled in identifying money laundering typologies, conducting OSINT research, validating SOF/SOW, and preparing UARs. Experienced in risk assessment, regulatory compliance, and financial crime prevention within banking and fintech environments.

Associate Analyst – AML & Financial Crime - AML Right Source Pvt Ltd - Gurugram, Haryana

(2025-03)

• Investigate individual and business customer activity using transaction-monitoring systems to identify suspicious patterns including structuring, layering, rapid movement of funds, and unusual cross-border transactions.
• Conducted 50+ CDD/EDD reviews monthly for individual and business customers.
• Perform sanctions screening, Politically Exposed Person (PEP) screening, adverse media screening, and counterparty risk assessments.
• Conduct Open-Source Intelligence (OSINT) research to assess reputational and financial crime risks associated with high-risk customers.
• Validate Source of Funds (SOF) and Source of Wealth (SOW) documentation and assess consistency with customer profiles and transactional activity.
• Prepared 20+ UARs monthly with evidence-based findings and escalation recommendations.
• Assess customer risk profiles using geography, transactional behavior, products, services, ownership structures, and adverse information.
• Support high-risk onboarding reviews and recommend escalation, approval, or relationship exit decisions.
• Assist in transaction monitoring rule calibration and threshold optimization to improve alert quality and reduce false positives.
• Collaborate with Compliance, Risk, and Operations teams to investigate complex cases and regulatory escalations.
• Ensure compliance with AML, CTF, sanctions, and regulatory requirements

Master of Business Administration - Finance & Banking and Financial Services - Lovely professional university (2025-05 - 2027-05)

Bachelor of Commerce - Lovely professional University (2022-07 - 2025-07)