Rutuja Ghegade

Certified Financial Modeler with 1.2 years of practical experience in financial modeling, equity research, valuations, financial statement analysis, DCF valuation, commentary, ratio analysis, forecasting, OpEx analysis, Capex analysis, working capital analysis, and cash flow analysis.

Financial Analyst Intern - Analytica Financial Services & Solution - Pune

(2025-07 - 2025-09)

• Develop detailed and accurate financial models, incorporating precise assumptions about key cost and revenue drivers.
• Prepare comprehensive financial projections, including income statements, balance sheets, and cash flow statements.
• Build sophisticated models to effectively analyze debt, equity, and fixed asset structures.
• Conduct company valuations using relative valuation methodologies and Discounted Cash Flow (DCF) analysis.
• Perform detailed ratio analysis to identify financial performance trends and benchmark them against industry standards.
• Execute in-depth industry and sector research to uncover actionable insights and assess market dynamics.
• Analyze growth potential and evaluate investment opportunities across various businesses and industries.
• Prepare equity research reports summarizing findings, financial insights, and strategic recommendations.
• Support strategic decision-making through comprehensive valuation and financial analysis.

Accountant (Part Time- Remote) - Sai Transport - Pune

(2023-08)

• Prepared MIS reports and invoices
• Managing vendor payments
• Filed GSTR 1 and GSTR 3B, reconciled ITC and bank accounts.
• Coordinated with suppliers regarding bills and payments.

Article Assistant - A.U.Mojad & Asscoiates - Pune

(2019-04 - 2022-07)

• GST Registration returns filing and audits.
• Prepared balance sheets and financial statements for audits.
• Conducted Input Tax Credit reconciliation (Matching GSTR 2A with books of accounts).
• Maintained accounting and bookkeeping for individual clients

MBA - Finance - Sharad Chandra Pawar Institute of Management (2025)

B.Com - Brihan Maharashtra College of Commerce (2018)