Rutuja Yewale

KYC Analyst with 2.9 years of experience in customer due diligence and AML compliance, specializing in risk assessment, customer data analysis, and regulatory adherence. Experienced in remediating KYC profiles for Individuals, Companies, Trusts, Partnerships, and Associations, ensuring compliance with global AML/CTF standards.

AML/KYC Specialist at Tata Consultancy Services (2023-07 – 2026-04)

Managed End-To-End KYC Lifecycle for high risk corporate and institutional clients ensuring compliance with internal policies and global regulations.

• Managed the End-To-End KYC Lifecycle for high risk corporate and institutional clients ensuring 100% compliance with internal policies and global regulations.
• Executed Customer Identification Program (CIP) checks and comprehensive AML due diligence as part of the client onboarding process.
• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) review for complex entities. Conducted customer identification using DVS and biometric tools.
• Analyzed complex ownership structures, including Ultimate Beneficial Ownership (UBO), multi-layered entities, to identify and mitigate potential financial crime risks.
• Analyzed financial statements, ownership structures and source of fund, source of wealth information to support customer risk profiling and informed decision making and escalating high-risk cases to compliance as required.
• Collaborated with internal stakeholders and front-line teams to resolve documentation gaps, data inconsistencies, and high-risk findings within defined SLAs.
• Monitored adherence to AML KYC AUSTRAC guidelines internal SOPs and audit expectations remediation and review activities.
• Performed daily PEP screening via world check, investigating potential matches, and documenting resolution rationales in line with AML requirements.
• Supported productivity and quality improvements by highlighting recuring issues and recommending enhancements to KYC checklists and documentation standards.

Bachelor's Degree in B.COM (ACCOUNTS) (2023 – 2023)

HSC (2020 – 2020)

SSC (2018 – 2018)