Sachin Raut

My objective is to work with growing banking and finance sector where I can use my prior experience of debt collection and sales for own as well as organizational growth, Processing a wealth of sales management experience and proven ability of successful sales and business development, consistently achieving significant year-on-year sales targets and growth. Accomplished in Training and motivating other sales executives to provide a high level of customer services. Believing that good team leadership and a hands-on approach to management brings increased standards and profits.

Relationship Manager (Assets) - ICICI Bank - Tamluk (West Bengal)

(2022-05 - 2023-12)

In this role I worked as area Relationship manager for Medical Equipment and Commercial vehicle

• Handled 13 branches Covered complete area of Tamluk, Haldia, Chondipur, Jhargram, Chandrkona road, Panskura, and Kharagpur
• Generating business Branch, Agencies and DSA

Area Debt Manager - ICICI Bank - Nashik Region

(2017-01 - 2022-05)

In this role I worked as area debt manager for Agri Tractor SHG and FF product

• Handled team of 4 Managers, 14 OSP and 3 Agencies
• Reduced Agri NPA and WOFF Pool of 42 CR to 8 CR (Approx.)
• Reduced Tractor NPA and WOFF pool of 12 CR to 50 lakh (Approx.)
• Covered complete area of Jalgaon, Dhule, Nashik, Thane region
• Resolved 9 cases (Approx.) through Lok-Adalat
• Agency related task like agency audit, issuing repo kit, Performance sheet, Pool allocation
• Timely review, Billing, DRA status review
• Convince the customers to visit the Lok Adalat
• Raising settlements and follow up till Account resolution

Sr. Auction Executive (Territory Incharge) - Shriram Automall India Ltd. - Nagpur

(2013-10 - 2016-12)

Responsible Vidharba Region

• Hard recovery, short fall recovery
• Physical vehicle verification
• Arranging auction per month
• Out side business & sales
• Finance facility providing
• SBI recovery for tractor segment
• Visiting branches and collect data for customer profile
• Negotiable deals to as per fleet owners requirement
• Business development
• Short fall Recovery

Recovery executive - Shriram Transport Finance co Ltd. - Chandrapur

(2009-11 - 2013-09)

• Portfolio Management
• EMI Collection
• Refinance to Default Cases
• To provide tyre Loan
• To provide personal loan
• To provide engine loan
• To Repossition the vehicle
• To issue notices after siz and sold the vehicle
• To transfer cases to legal department
• To consumer forum cases transfer to advocate
• To present in court cases in company side
• To collect short fall amt to customer and issue NOC

Branch Accountant - Oxigen Services India Pvt Ltd. - Nagpur

(2006-06 - 2008-02)

For a 24 hour services station in the busy Newcastle city center. Operating within strict RMU training and supervising up to 19 sales staff but very much a hands on operation.

• Increased sales volume by significant 75% in the shop
• Total increase in turnover in excess of 24 crore
• Recruited distributor sales staff, introduced training
• Turned this failing business round to very profitable concern
• Sales report generating
• Provided for B.S.N.L, IDEA, AIRTEL, VODAFONE, RELIANCE voucher to dealers terminal
• Terrif list generating on weekly basis
• Portfolio management

B.COM - Commerce - G.S. College of commerce and economics (2002)

M.COM - Commerce - G.S. College of commerce and economics (2006)

P.G.D.F.M. - Finance Management - Bhartiya Vidya Bhavan (2006)

M.B.A. - Business Management - National Institutes of Business Management (2010)