Sachin Sharma

Motivated and results-oriented professional with experience in financial services, credit management and team leadership. Proven ability to assess credit risk, manage loan portfolios and build strong customer relationships. Seeking a challenging position in a growth-oriented organization where I can contribute my skills, learn continuously and grow with the organization.

Branch Credit Manager - Muthoot Microfin Ltd.

(2023-08 - 2025-12)

• Managed branch credit operations, loan approvals and disbursements.
• Conducted credit appraisal and ensured timely recovery.
• Led and motivated team to achieve business targets.
• Maintained portfolio quality and minimized credit risk.
• Ensured compliance with company policies and RBI guidelines.

Loan Officer - Tata Capital Financial Services Ltd.

(2022-07 - 2023-08)

• Sourced new customers and processed loan applications.
• Conducted field verification and document collection.
• Built and maintained strong customer relationships.
• Achieved monthly business and recovery targets.

Entrepreneur (Own Startup) - Self-Employed

(2026-01)

• Started my own startup, handling business planning, operations, customer management and execution.
• Gained practical experience in leadership, decision making, and problem solving.
• Although the venture did not succeed, it strengthened my ability to adapt, learn and take on challenges.

Bachelor of Arts (B.A.) - Sikkim Alpine University (2024)

Senior Secondary (12th) - Manasvi Sikshan Sansthan

Secondary (10th) - Hanumant Sr. Sec. School