Sahil Goswami

Financial crime and anti-money laundering (AML) professional with nearly four years of experience in fraud detection, transaction monitoring, and end-to-end complex case investigation within global banking environments. Proven expertise in AML alert review, SAR filing and reporting, CDD and EDD, and regulatory complaint handling, with hands-on experience using tools such as Falcon Fraud Manager, Celonis, and Cyber Fraud Fusion Centre. Currently working as an SME at Barclays, leading AML investigations and daily transaction monitoring while supporting law enforcement engagement in financial crime cases.

Strong track record of managing high-volume caseloads, identifying fraud patterns through data-driven analysis, and contributing to process improvements and risk mitigation. Recognized for maintaining high accuracy, generating process improvement ideas, and mentoring junior analysts.

Fraud Analyst - Barclays - Noida, India

(2025-01)

• Investigated Fraud Case Manager (FCM) alerts through daily customer interactions, validating suspicious transactions by analyzing transaction patterns and executing appropriate actions in line with fraud prevention to mitigate financial crime risks and compliance protocols.
• Utilize advanced fraud detection tools and forensic techniques — including Cyber Fraud Fusion Centre, Falcon Fraud Manager, and Celonis — to identify and prevent fraudulent activities, minimizing organizational risk and loss.
• Managed multiple high-priority cases simultaneously in a fast-paced environment while maintaining high accuracy and attention to detail.
• Train and guide new junior analysts and mentoring the new comers on AML red flags, case handling, and Barclays policy requirements
• Acted as a Subject Matter Expert (SME) by providing daily floor support, resolving team queries and escalations, communicating process updates and performance metrics, and providing feedback for failed cases to ensure operational efficiency and team alignment.
• Maintained and managed trackers for fraud losses, team performance, attendance, and key operational metrics to support reporting, performance monitoring, and data-driven decision-making
• Investigate alerts and generate case narratives with recommendations for SAR (Suspicious Activity Report) and STR(Suspicious Transaction Report) filing.

Senior Advisor - IENERZIGER - Noida, India

(2024-07 - 2025-01)

• Handling fraud cases and tickets for customers and clients with specialization in fraud investigation, detection and prevention within the financial services with One Pay.
• Managing a 100% QA score with complete target and no fails till date and resolved 80+ cases per day with complete accuracy.
• Collaborated with compliance, operations, and risk teams to support complex investigations and ensure effective resolution of alerts and applied strong analytical skills to identify patterns, anomalies, and typologies related to fraud and money laundering activities.
• Handled end-to-end resolution of Consumer Financial Protection Bureau(CFPB) complaints, conducting detailed investigations and ensuring outcomes aligned with regulatory standards and internal policies.

Fraud Specialist - BOLSTERBIZ - Delhi, Remote India

(2023-11 - 2024-04)

• Conducted detailed investigations on AML alerts, analyzing transactional behavior, customer profiles, and risk indicators to escalate potential financial crime risks.
• Assessed fraud case severity and escalated high-risk incidents to Compliance and senior stakeholders within defined SLAs and meeting 100% QA score.
• Worked on queues like Account Closures, External Bank Linking, Onfido Persona KYC, ATM ACH Alerts and Daily Transaction Monitoring tickets, with the help of tools like Lexis Nexis and Actimize.
• Executed rapid containment actions (account blocks, transaction freezes, restrictions) to minimize financial crimes and reputational risk exposure.
• Contribute to risk mitigation by enhancing control mechanisms and identifying gaps in existing AML workflows.

Fraud Representative - AIRBNB - TTEC - Ahmedabad, Remote India

(2022-01 - 2023-07)

• Managed end-to-end payment operations, ensuring secure and compliant transactions for both hosts and guests.
• Performed end-to-end case management including alert review, investigation, documentation, and escalation in compliance with internal policies and regulatory standards.
• Handled charge backs, payout reviews, and unauthorized transaction cases, mitigating ATO, ID theft, and mule account risks.
• Conducted detailed payment and thorough user investigations using tools like Activity Log, Fraud Trace, and Nova to detect patterns and verify identities.
• Monitored and analyzed fraud trends to enhance detection strategies, reduce exposure, and improve alert accuracy.
• Collaborated cross-functionally to optimize fraud prevention processes and strengthen platform integrity.
• Utilized advanced fraud analytics skills and common signs to identify ongoing fraud pattern
• Managing chargeback, payout and UAT alerts created by the system based on the findings from investigations and risk managements and propose strategies to prevent future incidents of fraud.
• Contributed to continuous improvement initiatives by identifying inefficiencies and recommending enhancements in monitoring processes and acted as a point of contact for queries related to transaction monitoring and provided guidance to new joiners where required.

Accounts Honours - Accounts - Karim City College, Kolhan University

CMA FOUNDATION - Cost Accountancy - Institute of Cost Accountants of India