Sainath Rathi

Finance graduate (BBA, CGPA 7.76/10) with hands-on experience in financial analysis, ratio analysis, working capital management, and financial planning & analysis (FP&A), built across two internships at a listed manufacturing company. Skilled at turning multiyear financial statements into liquidity, efficiency, and trend insights using MS Excel, Power BI, and Tableau. Seeking an entry-level Business Analyst / Financial Analyst / MIS Analyst role to apply strong analytical, financial modelling, and data-visualization skills to real business decisions.

Finance Intern at West Coast Paper Mills Ltd. (WCPM) (2026-02 – 2026-03)

• Conducted a 3-year (2023–2025) working capital study of West Coast Paper Mills Ltd, analysing Balance Sheet and P&L data through ratio, trend, and comparative statement analysis.
• Computed and interpreted 7 liquidity and efficiency ratios in Excel — Current, Quick, Absolute Liquid, Working Capital Turnover, Inventory Turnover, Debtors Turnover, and Creditors Turnover.
• Found that the Current Ratio strengthened from 2.27:1 to 3.11:1 while Working Capital Turnover fell from 9.59x to 4.32x, flagging inefficient utilization of working capital despite strong liquidity.
• Recommended tighter receivables collection, leaner inventory management, and short-term deployment of surplus liquid funds to improve efficiency without compromising financial stability.
• Sourced and reconciled 3 years of Annual Reports, Balance Sheets, and P&L statements, validating figures before presenting findings to the finance team.

Finance Intern at West Coast Paper Mills Ltd. (WCPM) (2025-07 – 2025-08)

• Performed liquidity, profitability, and operational-efficiency ratio analysis on 3 years of financial statements to benchmark company performance.
• Built Excel-based financial models and analytical reports on key metrics to support financial planning & analysis (FP&A) and management decision-making.
• Analysed multi-year performance trends in Excel and delivered stakeholder-ready MIS reports for review by senior finance staff.
• Maintained and updated financial trackers and MIS templates in Excel, ensuring data accuracy across ongoing reporting cycles.

B.B.A. in Finance – KLE Society's Business Administration College, Hubli

Class XII – Karnataka State Board (2023)

Class X – Karnataka State Board (2021)