Sameer Gaur

AML, KYC, and Transaction Monitoring professional with 6+ years across BlackRock, American Express, and Fidelity International, building financial crime compliance expertise from AML/KYC foundations at Fidelity through to transaction monitoring investigations and quality assurance at Amex and BlackRock. Experienced in AML red flag identification, SAR review, CDD/EDD, sanctions and PEP screening, and regulatory reporting within SEC, FINRA, and FCA regulated environments. Skilled in Advanced Excel, Power BI, and Tableau, with strong root-cause analysis and stakeholder management abilities suited to managed compliance services.

Compliance Analyst - BlackRock

(2025-08 - 2026-02)

• Conducted quality assurance reviews of Transaction Monitoring (TM) alerts and investigations to ensure compliance with AML regulations and internal policies.
• Audited Suspicious Activity Report (SAR) decisions and narratives for accuracy, completeness, and regulatory compliance.
• Reviewed investigators' alert dispositions (True Positive/False Positive) and validated rationale against AML red flags and risk indicators.
• Evaluated customer risk assessments, transaction patterns, KYC/CDD/EDD documentation, sanctions screening, PEP screening, and adverse media checks.
• Identified quality defects, performed root cause analysis (RCA), and delivered actionable feedback to investigators to improve accuracy.
• Led calibration sessions with operations, compliance, and QA teams to ensure consistency in quality standards.

Quality Analyst - American Express

(2024-01 - 2025-08)

• Investigated financial transactions and monitored customer account activity to identify unusual transaction patterns, fraud indicators, and policy violations.
• Conducted transaction monitoring investigations by analyzing customer behavior, transaction history, and account activity.
• Ran calibration sessions with operations, compliance, and QA teams to ensure consistency in quality standards.
• Prepared daily, weekly, and monthly QA reports highlighting quality scores, defect trends, and process improvement opportunities.
• Monitored SLA adherence, productivity, and compliance KPIs, ensuring investigations met regulatory requirements.
• Supported internal audits, external client audits, and regulatory reviews by maintaining complete documentation and audit trails.

Operations Associate - Fidelity International

(2019-12 - 2022-11)

• Performed KYC/CDD reviews and due diligence checks during investor account transitions, verifying customer identity and documentation in line with FCA and FINRA AML standards.
• Screened transaction activity and account records for irregularities, investigating discrepancies and escalating potential AML red flags to the Compliance team.
• Supported AML-related regulatory reporting to the National Crime Agency (NCA), the UK's financial intelligence unit, maintaining accurate records for financial crime compliance obligations.
• Maintained KYC documentation and compliance records to support internal audit preparation and regulatory review readiness.
• Conducted risk reviews of operational activities and coordinated with compliance stakeholders to ensure adherence to AML policies and internal controls.

Bachelor of Commerce (Honours) - Commerce - Guru Gobind Singh Indraprastha University (2016 - 2019)