Samiksha Kadam

AML Analyst with experience in transaction monitoring, alert review, risk assessment, FIU reporting, fraud monitoring and regulatory compliance. Skilled in identifying suspicious activities, conducting account analysis, preparing risk-based assessments and supporting AML/CFT operations. Proficient in MS Office, Oracle, Compass and Finacle with strong analytical and communication skills.

Assistant Manager - AML - Kotak Mahindra Bank

(2025-01)

• Review unusual customer activities and assign cases for branch due diligence.
• Prepare account analysis, risk assessments and alert dispositions.
• Perform initial review of automated AML monitoring alerts.
• Upload vishing and fraudulent mobile numbers on NCIF portal in FIU/Caution Advice format.
• Prepare Counterfeit Note Reporting (CCR) FIU files using RBI reporting data.

AML Intern - Kotak Mahindra Bank

(2024-04 - 2024-12)

• Performed transaction monitoring to identify suspicious account behaviour.
• Reviewed automated AML alerts and supported investigations.
• Maintained compliance with internal AML procedures and regulatory standards.

Finance & Accounts Intern - BVC Logistics

(2023-04 - 2023-09)

• Performed bank reconciliations using Oracle.
• Processed vouchers, vendor payments and bulk fund transfers.
• Booked tax invoices and applied GST and TDS.

Post Graduation Diploma in Finance - Finance - ITM Business School, Navi Mumbai (2024)

B.Com - Commerce - S.K. Somaiya Degree College, Mumbai (2022)

HSC - Wamanrao Muranjan Junior College, Mulund (2019)