Sandhiya Murugan

Credit Analyst with over one year of experience in evaluating and approving customer credit applications. Proven ability to identify opportunities for clients while managing credit decisions for business accounts. Expertise in reducing financial risk through thorough analysis and strategic decision-making.

Credit Analyst at ascent solution (2024-11 – 2026-01)

Credit Analyst role focused on credit risk assessment, financial analysis, and portfolio monitoring.

• Analysed credit data for comprehensive customer risk assessment.
• Evaluated financial statements, assessing client creditworthiness and identifying potential risk factors.
• Utilised financial models to forecast earnings, supporting informed decisions on loan feasibility.
• Monitored existing portfolios for compliance with credit policies, ensuring adherence to exposure limits and risk management standards.
• Engaged in continuous learning to stay updated on best practices in credit analysis and financial modelling.

MBA in Finance, Marketing – Saveetha Engineering College (2025-05)

B.com in Computer Applications – Mar Gregorios College (2021-05)

HSC – Sethu Bhaskara Matriculation Higher Secondary School (2018-05)

SSLC – Velammal Matriculation Higher Secondary School (2016-05)