Group CFO & Strategic Finance Consultant at Independent CFO Advisory (2025-09 – Present)
- Providing interim CFO and finance transformation advisory to promoter-led SMEs across Healthcare, Real Estate, Automobile, and Logistics
- Leading mandates in treasury restructuring, bank facility renewal, GST audit readiness, MIS automation, investor due diligence, and fundraising preparedness
- Supporting promoters and leadership teams on business finance structuring, governance, and performance visibility
Group CFO at Rajmudra Group (Logistics, Warehousing & Tyre-to-Oil Manufacturing) (2025-04 – 2025-08)
- Built the group finance function for an integrated 3PL and manufacturing business, covering fleet and route costing, warehouse SLA profitability, and fuel variance controls
- Improved fleet-level profitability visibility and reduced fuel leakage by implementing variance controls and SLA-costing
- Structured working capital and term debt discussions for tyre pyrolysis capex, including lender packs, cash waterfall design, and EPR compliance framework
- Rolled out GST e-invoicing, e-way bill controls, transporter TDS automation, and monthly board MIS across the network
Group CFO at Bavaria Motors (Automobile Dealership & Service) (2024-09 – 2025-01)
- Managed dealer P&L across new vehicles, used cars, service, Bodyshop, spares, insurance, and F&I, including OEM reporting to BMW India
- Improved cash flow and reduced inventory ageing through tighter floor-plan controls and daily DMS-linked cash visibility
- Reconciled OEM incentives, bonuses, warranty claims, and demo fleet controls while tightening inventory floor-plan and ageing disciplines
- Implemented DMS-linked daily cash reporting, service RO profitability tracking, parts inventory ABC analysis, and working capital control measures
- Strengthened GST, audit, and RTO/insurance reconciliation processes and prepared banking facilities for stock funding
Group CFO at Yogesh Enterprises (Real Estate Development) (2024-04 – 2024-09)
- Set up project-level cash waterfall, RERA escrow compliance, vendor/ contractor billing controls for real estate development operations
- Accelerated collections and improved statutory readiness through project-costing MIS and GST/RERA-compliant cash waterfall
- Managed land funding negotiations, construction finance drawdowns, GST input credit reconciliation
- Implemented project costing MIS, collections acceleration measures, and statutory audit readiness
Group CFO at Symbiosis (Higher Education) (2023-11 – 2024-01)
- Consolidated multi-institute budgets, fee collection automation, UGC/AICTE statutory compliance framework
- Prepared board MIS and year-end audit coordination across group entities
Chief Financial Officer at Noble Hospitals & Research Centre (2015-02 – 2023-10)
Served as strategic finance partner to the MD and Executive Director of a 330-bed, JCI & NABH accredited multi-specialty hospital — one of Pune's prominent healthcare institutions. Led enterprise-wide finance transformation as the senior-most finance executive, with P&L responsibility and board-level accountability.
- Turned structurally negative cash flow into sustained positive cash flow through working capital redesign and cost architecture
- Recovered ₹20–25 Crore in long-pending receivables from government & insurance by instituting revenue cycle controls and payer escalation protocols
- Delivered 19%+ EBITDA improvement via service-line profitability analysis, pricing optimization, and opex restructuring
- Renegotiated banking facilities and secured 6.10% interest rate reduction, generating ₹40–50 Cr projected long-term savings
- Managed ₹100+ Cr debt portfolio including term loans, working capital, LC/BG limits; owned all banking relationships and covenant compliance
- Directed cash flow forecasting, fund planning, and capex allocation for expansion and equipment procurement
- Delivered ₹1.5+ Cr annual recurring savings through optimization of consumables, implants, pharmacy, utilities, and banking charges
- Established SOPs and internal controls across billing, collections, procurement, pharmacy, OT, payroll, fixed assets — resulting in zero-adverse audit remarks
- Ensured 100% statutory compliance across Income Tax, GST, PF, ESIC, PT; managed all audits, assessments, and regulatory inspections
- Introduced EBITDA-based performance reporting and department/doctor/service-line P&L visibility for board decision-making
- Prepared and presented monthly MIS, Board packs, and KPI dashboards covering P&L, Balance Sheet, Cash Flow, AR days, payer mix, bed occupancy, OT utilization
- Built and led cross-functional finance team of 25+ across accounts, billing, insurance, MIS, payroll, treasury, receivables, and compliance
- Advised to promoters on M&A, capex, service mix, and consultant contracting models while partnering with Clinical, Operations, and IT leaders on profitability improvement and cost optimization
Manager – Finance & Accounts at HNB Engineers Pvt. Ltd. (2007-05 – 2015-01)
- Managed end-to-end financial operations, project costing, and budgeting for engineering projects worth ₹100 Cr+
- Led statutory compliance, direct/indirect taxation, and audit coordination with zero notices or penalties over 8 years
- Developed MIS and cost control frameworks, improving project profitability by 12% through variance analysis
- Managed banking relationships, LC/BG operations, and fund management for multiple high-value contracts
Account Assistant at C. R. Gujar Engineers & Contractor (2005-01 – 2007-04)
- Managed accounting entries, voucher processing, ledger maintenance, and reconciliations in Tally
- Built foundation in financial discipline, accuracy, and process adherence
