Sanjana Kala

Accuracy-driven Finance Professional with 3 years of experience in Credit Administration at Axis Bank. Experienced in corporate loan documentation, disbursement processing, account opening and post-sanction monitoring. Strong ability to coordinate with internal teams to ensure accurate and timely execution of credit transactions.

Assistant Manager – Credit Administration Department at Axis Bank (2023-06 – Present)

• Scrutinized sanction letters and prepared 10+ loan documents monthly, including Working Capital Loan Agreements, Term Loan Agreements, and Deeds of Hypothecation.
• Processed disbursements of TOD (Temporary Overdraft) as per customer requirement.
• Coordination with the service and business relationship manager for ensuring smooth completion of post sanctioned activities and adherence to post sanction compliances.
• Managed post-disbursement activities, including DP sheet preparation, stock updates in Finacle, collateral creation, ROC filings, and covenant monitoring for over 10+ accounts monthly.
• Resolved queries raised by Concurrent and Credit Auditors, reducing audit exceptions by 30%.
• Issued Solvency Certificates and Pari Passu letters for 10+ clients after compliance verification.
• Initiated and scrutinized valuation reports, title search reports, inspection reports, and insurance documents, ensuring 100% documentation accuracy.
• Verification of documents submitted for disbursement.

Intern – Banking Operations at HDFC Bank (2022-07 – 2022-08)

• Gained exposure to banking structures and operational processes.
• Learned key banking procedures and compliance requirements.
• Worked on Finacle and CRM systems.

Master of Business Administration (MBA) in Finance – Medi-Caps University (2021 – 2023)

Bachelor of Business Administration (BBA) – Shri Vaishnav Institute of Management (2017 – 2020)