Sanjay kumar G

Trade finance operations

Talent

ChennaiMember since April 13, 2026

Advance and Direct Payment processing in import transactionsIDPMS reporting and Bill of Entry monitoringLoan Against Import (LAI) – booking, liquidation, amendments, and interest calculationsKnowledge of SBLC, WCDL, HSS, MTT, and INCOTERMSSWIFT Messaging (MT 103 & MT 202), including User Acceptance Testing (UAT)FCRMSWIFT AllianceOracle FLEXCUBEOmniFlowTRACCSAMLOCKInterpersonal and administrative skillsAbility to work under pressure while maintaining accuracy and meeting deadlinesTroubleshooting and problem resolutionExcellent communicationOrganization and time managementAnalytical and problem-solving skillsRegulatory compliance knowledge

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About

A highly skilled Trade Finance Specialist with proven expertise in managing import transactions and delivering high operational accuracy in fast-paced banking environments. I consistently ensure error-free processing while optimizing workflows under pressure. I possess a solid understanding of regulatory compliance and have made meaningful contributions through training new team members and effectively resolving branch-level queries.

Proficient in SWIFT messaging MT 103 and MT 202, Pacs 008 and Pacs 009 and GST reconciliation. I am seeking an opportunity with a growth-oriented organization where I can continuously learn, apply my skills, and contribute to achieving organizational excellence.

Experience

Senior Executive at Sai Life Sciences Ltd (2026-02 – Present)

Trade Finance Operation

Managed end-to-end import and cross border transactions in compliance with RBI regulations and internal bank policies.
Coordinate with the bank to make payments on time.
Closing IDPMS.
Making error-free payments based on payment terms.

Deputy Manager at YES BANK LTD (2023-02 – 2026-02)

Managed end-to-end cross-border transactions in compliance with RBI regulations and internal bank policies.

Managed end-to-end cross-border transactions in compliance with RBI regulations and internal bank policies.
Handled direct and advance import remittances, including the preparation, scrutiny, and execution of outward remittances.
Good knowledge of Pacs 008 and Pacs 009.
Raised FX import deals and coordinated with Treasury to cover foreign exchange rates accurately.
Processed Loan Against Import (LAI) in foreign currency, including loan booking, liquidation, amendments, and monthly interest calculations.
Ensured timely debits on due dates, and accurate liquidation of import loans to avoid overdue positions.
Handling outward and inward remittances.
Performed daily maintenance of General Ledger (GL) accounts, ensuring zero excess debits or credits, and clean reconciliations.
Proficient in handling SWIFT messages MT 103 and MT 202, ensuring accuracy and compliance with payment standards.
Participated in User Acceptance Testing (UAT) for SWIFT processes, identifying gaps, and suggesting workflow improvements.
Demonstrated strong analytical and problem-solving skills, consistently delivering error-free transactions under pressure.
Supported audit activities by preparing documentation, resolving auditor queries, and ensuring regulatory compliance.
Actively involved in training and mentoring new employees, contributing to team efficiency and knowledge transfer.
Effectively addressed branch queries related to import payments, regulatory guidelines, and transaction exceptions.