Saraswati Dubey

To use the skills acquired by education in a professional way and have a successful career.

MIS Executive (collection) – Enterprise Risk Management - Compromise settlement - Hinduia Global Services

(2024-10)

Hindsighting - Post Audit – (IDFC First bank). Strong Knowledge for MIS Excel – Excel, Advance Excel, Vlookup, Hlookup, Xlookup, conditional formatting, filter, advance filter and all condition formula's with short cut keys. After Disbursement Process – Product wise – Personal Loan, RMEL Rural Micro Enterprise Loan, Business Loan, Two-wheeler Loan, Tractor Loan, hindsighting of all these products has been done.

• Forensic Auditing
• Regulatory Compliance
• Post settlement review
• Validity verification
• Risk Mitigation
• Financial impact assessment
• Negotiation Review
• Risk Reduction
• Recovery
• Settlement trends to detect Fraud or improper approval
• Improving Governance
• Control Evaluation

Operation executive – Banking process management (IDFC first bank) - Datamatics Global Services Pvt Ltd.

(2023-10 - 2024-08)

• Loan sanction and disbursement process
• Maintain TAT
• Kyc document verification process
• Checking CIBIL report of the customer
• Take ownership of task and work as team

Credit and operation executive – ITI House – Head Office - Fortune Credit Capital Limited

(2022-04 - 2023-09)

• Review loan requests
• Assess client's financial status
• Maintain updated records of loan applications
• Monitor progress of existing loans
• Analyze risks and approve or reject loan requests
• Calculate financial ratios credit score
• Follow up with clients about loan renewals
• Strong working knowledge of MS Excel
• Customer KYC processing
• Verifying KYC documents with original (OSV)
• Resolving queries
• Evaluate Creditworthiness and risks
• Loan sanction and disbursement process
• Generating month end reports

Office Assistant - RP Enterprises

(2021-09 - 2022-03)

• Filing and data archiving
• Office administration
• Sorting and labeling
• Correspondence handling
• Problem solving
• Manage office activities
• Tracking all records and filling all documents

B.COM - Banking and Insurance - Mumbai University (2021)

H.S.C - Maharashtra State Board (2018)

S.S.C - Maharashtra State Board (2016)