Saravana Kumar

Mortgage Professional with 3 years of experience in Loan Servicing. Evaluation of a borrower's credit, income, assets, and debts to determine maximum loan capacity. Proven track record of driving business growth, improving customer satisfaction, and ensuring regulatory compliance.

PROCESSOR at VISIONET SYSTEMS PVT LTD (2023-05 – 2026-07)

Loan Servicing

• The loan servicing process in the US mortgage industry involves indexing, which refers to the process of organizing and categorizing loan documents and data for easy retrieval and storage.
• Data Extraction: Utilize Optical Character Recognition (OCR) and Artificial Intelligence (AI) to extract relevant data from mortgage documents, achieving up to 99% field-level accuracy.
• Document Imaging: Scan and store loan documents, such as pay stubs, tax returns, and bank statements, in a digital repository.
• Implement Quality Control: Conduct regular quality checks to ensure data accuracy and completeness.
• Skilled in extracting data from mortgage documents using OCR technology and Accurate indexing of loan documents for efficient retrieval.
• Reviewing loan applications, invoices, or purchase orders for accuracy, completeness, and compliance with regulations.
• Analyzing borrower credit, capacity, collateral, and capital to approve or deny transactions.
• Verified borrower income, assets, and creditworthiness to make independent decisions on loan approvals.

BACHELOR OF COMMERCE in Retail Marketing – PSG College of Arts & Science (2017-06 – 2020-05)