Branch Manager - IndusInd Bank Ltd - Perundurai Main road Branch, Erode
(2022-10)
- Monitor the CASATD inflow & outflow on daily basis (Current Account, Savings Account And Term Deposit)
- Driving the team towards the achievement
- Effectively allocate branch resources, including manpower, Operational cost
- Reduce the operating expenses
- Exemplary performance certificate received form BBH for Leadership League on Life Insurance June 2025
- Achieved Debit card revenue 178% YTD Sep 2025
- Achieved overall revenue 112% YTD Sep 2025
Branch Head - DBS Bank India Ltd - Ayothiyapattinam – Salem
(2019-02 - 2022-10)
- To make a branch as Profit centre
- Motivate the team to achieve their Individual Targets& cross sell
- Manage the branch to achieve assigned performance target
- Monitor, update, review and implement branch sales Plan
- Effectively allocate branch resources, including manpower, Operational cost
- Co-ordinate with sales manager to develop branch level business maintaining Branch profitability
- Maintain high team morale by motivating and recognizing staff
- Ensuring customer care and Grievances in terms of Cash Receipt, Payment, pre-closures, Refund & Loan Process
- Monitor the CASA inflow & outflow on daily basis (Current Account, Savings Account)
- Reduce the operating expenses
- Achieved TD Target for Jan - March & May June 2022
- Achieved Life Insurance Target for Jan- Jul 2022
- Improved Gold loan Book 1.20 Crore over Dec 2021
Branch Manager - ICICI BANK LTD - Perundurai, Erode
(2015-12 - 2019-02)
- Monitor the CASA inflow & outflow on daily basis
- Handled agri Loan (KCC) Processing to yield more revenue
- Driving the team towards the achievement of CO Campaigns
- Having interview with loan customers and fixing the suitable loan products
- Cross sell product General insurance, life insurance, Retail Loan (Agri loan, Home loan, LAP, Business loan & SME loan)
- Performance Rating 1 in 2018
- Top 1st Branch manager in my region for over achievement of CASA & KCC Target in 2018
- Certificate received from Regional Head for excellence Performance Branch manager Category in Oct-Nov 2017
- Exemplary performance certificate received form Zonal Head for Jubilant January initiative in FY2018
- Got special certificate from Regional Head for Exemplary contribution in Mission 100 Cr –BM Category
Assistant manager – ( RA Ops ) - HDFC BANK LTD - Tiruchengode, Namakkal
(2015-02 - 2015-12)
- Handling Fresh, Renewals, Closure, Partpayment, Margin calls for Gold Loan customers
- Ensure that Disbursement are processed within agreed TATs
- Loan Disbursement of Gold loan and Two wheeler & Four wheeler
- TO ensure Quarterly stock/weight verification in the branch
- To ensure proper sealing/Storage of Gold packets
- To reduction in errors reported in Branch rating module and Audit Report
- CIBIL Checking, PDC Making and authorizing, Indexing the documents
- Maintenance of all mandatory registers like stamped agreements, index card, stickers, etc. and ensure sufficient stock maintained at the branch
- Ensure proper Vault / FRFC Management, password hand over / take over Process are in line with banks policies
- All reconciliations as per banks process and policy
- Cross selling (FD and Account Opening)
- Got Special appreciation for ZERO error in Loan disbursement for Jul Aug & Sep 2015
junior Executive - Muthoot Finance Ltd - Sivadapuram, Salem
(2010-10 - 2015-02)
- Appraising of gold Ornaments
- Monitoring & Preparing BRS Statement, Trail balance and Probable Loss statement monthly
- Monitoring daily business targets along with the Branch Manager and effectively planning the marketing activities to hit the maximum numbers in a day
- Calculating the loan eligibility of customers (This provision offers loans up to 90% of the market value of gold with total automation) for speedy disbursal of loans
- Cross selling products like Gold coins, Money transfer, Deposits, NCD& Insurance
- Got appreciation from Regional manager for Gold loan in 2011-12
- Special award from Regional Manager for sourcing 50 Lacks deposits in 2011-12
- Received special appreciation for NPA recovery in 2013-14
