Sathish Vittal

Senior Fraud Risk & Compliance Leader with 20 years in Banking, NBFCs & FinTechs. Proven expertise in fraud governance, regulatory compliance, investigations, and portfolio risk mitigation. Trusted advisor to CXOs & Boards, with a strong record of framework building, regulatory engagement, recoveries, and embedding risk culture.

Head – Fraud Control Unit at MyShubhlife (2020-01 – Present)

• Lead enterprise fraud governance for unsecured lending.
• Built fraud detection & investigation frameworks with digital tools.
• Partnered with law enforcement for FIRs, account freezes & recoveries.
• Drafted and institutionalized the company's first fraud control policy.

Area Fraud Risk Manager at HDFC Bank Ltd (2016-01 – 2020-12)

• Directed fraud strategy across 21 retail lending products.
• Reduced fraud losses via analytics, early detection & preventive controls.
• Regional governance model scaled pan-India.

Collections Manager at HDFC Bank Ltd (2009-01 – 2016-12)

• Led hard-bucket collections for Auto & TW loans.
• Drove recoveries in fraud-linked accounts.

Branch Manager at Mahindra & Mahindra Financial Services (2002-01 – 2009-12)

Branch In-Charge at IndusInd Bank (2002-01 – 2009-12)

Assistant Manager at Bajaj Finance (2002-01 – 2009-12)

PG Diploma in Human Resource Management

Master of Commerce in Commerce

Bachelor of Commerce in Commerce