Sathyaraj R

I am writing to express my interest in the Senior Risk Manager position at TVS Credit Services. With over 16 years of progressive experience in credit risk management, regulatory compliance, and team leadership across global banking and commodities environments, I am confident I can bring immediate and lasting value to your risk function.

Throughout my career, I have built and led high-performing risk teams — most notably a 30-member Credit Risk Control Unit at Standard Chartered Bank GBS in Chennai, where I oversaw credit documentation, limit issuance, IFRS 9 regulatory submissions, and collateral management across CB, CIB, and BB segments. I have also led market risk reporting functions at ECOM Commodities, preparing daily VaR, stress testing, and exposure dashboards for senior governance, while implementing SOPs that measurably reduced errors and improved operational efficiency.

What draws me to TVS Credit Services is your strong NBFC portfolio and the scope of this role — portfolio monitoring, ECL provisioning, and cross-functional risk collaboration are areas where I have hands-on expertise and a track record of delivering results. I have consistently maintained 100% compliance in regulatory submissions and audit-ready documentation throughout my career, and I am equally committed to building a culture of accountability within the teams I lead.

I would welcome the opportunity to discuss how my background aligns with your goals. Please find my resume attached for your review.

Thank you for your time and consideration