Saurabh Gite

Result-driven Commerce graduate with hands-on experience in retail banking and credit collection operations. Proven capability as a Collection Officer at Suryoday Small Finance Bank, managing delinquent accounts, mitigating financial risks, and strengthening customer relations. Skillful in compliance guidelines, loan recovery processing, and negotiating structured repayment arrangements while maintaining strict adherence to legal and organizational ethics.

Collection Officer - Suryoday Small Finance Bank - Dhule, Maharashtra

(2025-09 - 2026-06)

• Managed a diverse portfolio of loan accounts to minimize non-performing assets (NPAs) and secure timely recoveries.
• Conducted targeted field visits, engaged in regular customer communication, and established effective, ethical debt repayment solutions.
• Ensured precise compliance with corporate guidelines and RBI fair practice codes during all recovery and collection activities.
• Collaborated closely with risk assessment and internal auditing teams to deliver regular progress reports and optimize portfolio quality.

B.Com. - Bachelor of Commerce - N.M.U. Jalgaon (2019)

H.S.C. - Higher Secondary School Certificate - Nashik Board (2016)

S.S.C. - Secondary School Certificate - Nashik Board (2014)