Sayanth Sajeev

Detail-oriented Internal Auditor with 1.5+ years of experience conducting risk-based audits across 15+ branch and back-office locations in the NBFC/gold loan and financial services sector. MBA graduate (Finance & HR) with a strong foundation in regulatory compliance, internal controls, and financial risk assessment. Consistently identified control gaps and compliance issues, delivering weekly audit reports that supported management decision-making.

Seeking to transition into a broader Risk, Compliance, or Finance role to apply analytical and regulatory expertise beyond traditional audit functions.

Internal Auditor at Muthoot Mcred (2026-08 – Present)

• Conduct end-to-end internal audits of branch and back-office operations, assessing adherence to lending, KYC, and regulatory compliance standards within the NBFC/microfinance framework.
• Perform risk-based audit reviews of loan disbursement, collection, and documentation processes, consistently identifying control gaps and areas of financial or operational exposure.
• Verify accuracy of financial and transactional records, cash handling procedures, and branch-level compliance with company policy and RBI guidelines.
• Prepare and submit audit reports on a weekly basis, providing clear observations and corrective action recommendations to branch and regional management.
• Coordinate with branch teams and regional management to drive timely closure of audit findings and strengthen internal control culture.

Internal Auditor at CFCICI (2024-11 – 2026-07)

• Designed and executed internal audit programs covering financial, operational, and compliance domains across branch operations, ensuring adherence to organizational policy and regulatory standards.
• Conducted risk-based audit assessments to identify high-risk areas, prioritize audit scope, and recommend corrective action plans to senior management.
• Evaluated the adequacy and effectiveness of internal controls across departments, documenting findings and tracking remediation of control weaknesses.
• Reviewed financial statements and transaction records to detect anomalies and irregularities, contributing to improved financial accuracy and transparency.
• Prepared detailed audit reports with actionable recommendations, facilitating timely closure of audit observations and strengthening governance frameworks.
• Collaborated cross-functionally with finance, operations, and management teams to communicate audit findings and ensure implementation of best practices.
• Contributed to the development and review of Standard Operating Procedures (SOPs) to enhance process controls and minimize operational risk.

Master of Business Administration (MBA) in Finance and Human Resource – Presidency College (2021-12 – 2023-10)

Bachelor of Commerce (B.Com) in Computer Applications – Mahatma Gandhi University (2017-10 – 2020-10)