Sedhu Raman

Credit Relationship Manager | Credit Underwriting | KYC & AML Compliance | Fraud Risk Detection

Chennai800 INR/hourMember since July 7, 2026

Credit assessment preparationCIBIL report analysisRisk evaluation strategiesTransaction oversightKYC and AML proceduresExcel proficiency with VLOOKUP and pivot tablesAudit documentation complianceCredit Appraisal & CAM PreparationLoan Portfolio Management

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Credit Analyst

About

Experienced credit relationship manager with a focus on retail lending and customer relationship management. Proven ability to source quality business and assess credit risk effectively, ensuring portfolio integrity. Proficient in CAM preparation, CIBIL analysis, KYC/AML/CDD/EDD compliance, and overseeing comprehensive loan processing. Recognized for achieving business objectives and enhancing customer satisfaction.

Experience

Credit Relationship Manager - HDB Financial Services Ltd - Chennai

(2023-10)

Managed end-to-end loan processing from sourcing to approval. Assessed customer eligibility through CIBIL, income, and bank statement analysis.
Conducted field verification and ensured KYC, AML & compliance adherence.
Prepared CAM and coordinated with credit teams for timely approvals
Built strong customer relationships through field sourcing, referrals, and exceptional service, while mentoring new team members to improve productivity and process compliance.
Successfully identified and prevented multiple fraudulent document cases through detailed verification and credit assessment, minimizing potential credit risk
Recognized for strong credit assessment and customer relationship management.
Ensured 100% policy-compliant documentation and credit assessment.