Selvapandian Ravichandran

Banking leader with 30+ years across credit, compliance, NPA recovery, and business development. Proven in portfolio management, stakeholder engagement, and branch growth.

Chief Manager - Branch Operations & Business Development - CENTRAL BANK OF INDIA - Mumbai, Chennai

(2018-05 - 2025-05)

• Enforced KYC/AML and audit compliance across all branch operations, achieving zero material regulatory findings.
• Built strategic relationships with legal, audit, and valuation professionals to strengthen credit standards.
• Delivered end-to-end banking solutions for small and large businesses, driving measurable branch growth.

Senior Manager Public Relations Officer - CENTRAL BANK OF INDIA - Chennai

(2014-05 - 2018-05)

• Formulated communication strategies that strengthened transparency and stakeholder engagement.
• Enhanced institutional reputation through coordinated media relations across the banking sector.

Assistant Manager, Manager (Branch In-Charge) - CENTRAL BANK OF INDIA - Rettanai, Chidambaram, Chennai

(2006-10 - 2014-05)

• Ensured adherence to RBI, KYC/AML guidelines, mitigating regulatory risk across branch activities.
• Managed full customer lifecycle from acquisition through retention, delivering growth in revenue.

CLERK - CENTRAL BANK OF INDIA - PERUMALMALAI, KARAIKUDI

(1992-11 - 2006-10)

Served in clerical cadre as frontline branch operations staff, building foundational banking expertise.

• Supported day-to-day branch operations across a 14-year tenure in the clerical cadre.

B.Sc. - Science - Madura College, Madurai Kamaraj University (1982-06 - 1985-04)

MBA - Banking & Finance - IGNOU, New Delhi (2003-06 - 2006-04)