Shaik Mehendi

Credit Underwriting & Loan Processing professional with 2.5 years of experience in credit evaluation, document verification, collateral assessment, MIS reporting, and customer profiling. Proven ability to support underwriting decisions, coordinate with cross-functional teams, and ensure policy compliance. Skilled in managing loan files with high accuracy and maintaining SLA/TAT targets.

Branch Credit Manager at HDB Financial Services (2023 – Present)

• Conducted document verification, third-party checks, and data entry for loan underwriting.
• Assessed customer financial profiles, business background, and repayment capability.
• Coordinated with legal, technical, sales, and operations departments to ensure smooth loan approval.
• Reviewed collateral and property valuation reports for credit decision support.
• Ensured compliance with internal credit policies and improved documentation accuracy.

Management Trainee at HDB Financial Services

• Assisted in preparing loan files, evaluating property cases, and supporting underwriting workflows.
• Worked closely with Sales, Credit, Legal, Technical, and Operations teams for process alignment.
• Participated in cross-functional programs to understand business policies and loan lifecycle.
• Supported MIS reporting, data management, and documentation control.

Master of Business Administration in Business Analytics & Finance – K L University (2021 – 2023)