Shailesh Patel

Professional experience of more than 16 years in Banking, Manufacturing & Government department. Expertise in leading teams, generating data though through various loan and other system/applications, analysis of data for compliance of banks and statutory guidelines, suggesting corrective action, ensuring compliance and assessing internal controls. Skilled in preparing plans and strategies, identifying risks and delivering actionable insights to senior management.

Credit Officer/Asset Officer - IDBI Bank Ltd

(2025-05)

• Sourcing of Retail and MSME proposals.
• Credit check of proposal for eligibility check.
• Conduct due diligence of the customer.
• Processing of Loan files using digital application/software of banks.
• Process renewal of MSME loans using digital applications as well as physical mode.
• Prepare loan documents and execute as per bank guidelines and laws.
• Security creation and registration as per laws.
• Monitoring the loan portfolio of the branch.

Manager Internal Audit - IDBI Bank Ltd

(2019-01 - 2025-04)

• Developed and implemented audit plans, procedures and strategies in accordance with Internal Standards.
• Analyzed Credit proposal, operations and internal controls to identify areas of risk or non compliance.
• Analyze Credit proposal processed though various digital applications by Retail Branches, Retail Assets Center and MSME center etc. Give advise to concern department on modification/ improvement in digital application required.
• Generate various MIS and analyze the same to find out deviation from guidelines.
• Ensured compliance with applicable laws and regulations through effective auditing techniques.
• Drafted audit reports outlining findings, recommendations and corrective action plans for senior management review.
• Submit the audit report in digital application/system of the bank.
• Demonstrated ability to manage multiple projects and prioritize work assignments effectively.
• Conducting investigation, special audits to find out alleged fraudulent activity and preparing report to be submit to senior management.
• Provide suggestion on best practices for developing policies and procedures that meet regulatory requirement.
• Facilitated cross-functional teams to develop solutions for complex problems.

Credit/Assets Officer - IDBI Bank Ltd

(2014-01 - 2019-12)

• Sourcing of Retail and MSME proposals.
• Processing of Loan files using digital application/software of banks.
• Process renewal of MSME loans using digital applications as well as physical mode.
• Monitoring the loan portfolio of the branch

Officer Operation - IDBI Bank Ltd

(2013-01 - 2014-12)

Handling day to day operations and customer request as per internal guidelines and customer needs.

Finance Officer - Siddhi Engineers - Ahmedabad

(2011-01 - 2012-12)

I was responsible for preparing budget for all four group firms. Ensured arrangement of funds and allocation of fund to various plants and departments of firms.

MBA - Finance - N R Institute of Business Management (2008-01 - 2010-12)