REGIONAL SALES MANAGER – SECURED LENDING (LAP, BUSINESS LOANS, EIL) | 24+ YEARS BFSI & CHANNEL LEADERSHIP
Results-driven banking professional with 24+ years of experience in secured lending, business loans, LAP, and retail assets, leading sales teams and channels across multiple regions. Proven track record at HDFC Bank and NBFCs in business development, territory expansion, and DSA/partner management for high-quality, secured lending portfolios. Experienced in end-to-end sales cycle management, from sourcing and login to sanction and disbursement, while maintaining strong portfolio quality and compliance.
Adept at building and motivating performing teams, driving branch productivity, and using data/AI tools to improve lead quality and conversion. Currently upskilling in Agentic AI and Business Process Improvement to support digital, tech-enabled growth in retail lending.
Vice President – Operations & Strategy - Maxbuild Infrastructure Pvt. Ltd.
(2025-07)
Provide strategic and operational leadership across healthcare and civil infrastructure verticals — including Itahar Paramount Super Speciality Hospital, Momin Enterprises, and S Enterprises — reporting directly to the Managing Director and Board of Directors.
Channel Head - Flexipayment
(2024-09 - 2025-07)
Led nationwide channel partner networks for working-capital demand loans — a core supply chain finance product — driving partner acquisition, engagement, business volumes, and revenue delivery.
Zonal Head - E-Revbay Private Limited
(2023-11 - 2024-09)
Developed secured-loan growth opportunities through principal and channel partners, supporting supply chain and asset-backed lending; set departmental targets, business plans, and forecasts.
Regional Head - I-Qube Fyncare Pvt. Ltd.
(2023-03 - 2023-10)
Sales Manager - HDFC Bank
(2015-02 - 2023-03)
Managed sales and service delivery for business loans — including working capital facilities used across supplier and vendor chains — across 18 branches, leading a team of 12 Direct Sales Executives.
Sr. Business Manager - Bharti AXA Life Insurance Company Limited
(2011 - 2015)
Universal Banking Officer - HDFC Bank / Centurion Bank of Punjab
(2006 - 2011)
Grew the customer base via natural-market referrals and direct selling agent (DSA) channels; supervised and trained a sales team against targets.
Manager – Administration - 2M Engineers Pvt. Ltd.
(2000 - 2006)
Managed turnkey AMC contracts for Indian Railways and government clients (including Konkan Railways); coordinated with suppliers and head office to streamline procurement and ensure timely material delivery for project execution.
B.Com - Maharshi Dayanand University, Rohtak
Advanced Diploma - System Management - APTECH Computer
H.S.C - Bihar Board
S.S.C - B.B. Collegiate, Muzaffarpur